Category Archives: Relationships & Family

Making changes makes you feel better

By Ivan Dimitrijevic, Wednesday, October 16, 2013

To make a good comparison, for starters, let’s talk about what girls do after a breakup. Here are a couple of the most common things. After a breakup, girls get depressed and don’t leave their rooms for quite some time. After getting out of that depressed period they have this intense urge to do something different about themselves (for example to change something about their looks). This can be getting a new hair color (or a new haircut), losing weight or buying some new wardrobe and changing their style.

You’ve probably heard that shopping is also an excellent cure for a women’s depression. The fact that shopping and making changes can make you feel better may seem silly at first, but just think about it for a while. If you look at yourself in the mirror and see a nice looking person who’s simply glowing, you will feel much more secure and confident and you will improve your mood too. Other than that, your good looks will affect the people around you and they will definitely like to be around you and furthermore, their presence will help you get through that hard period in very short notice. It’s the same with divorces. Only, a divorce is a much bigger situation stress wise. Changing only your looks will not make that big of a difference. You would have to change your surroundings (redecorate your house, etc.) to make some noticeable progress. Now, this is not a guide for “What to do after a divorce”, a divorce is just an example of how making changes at home can help you feel much better even after going through such a stressful situation. Of course, this procedure is recommended for any other problems you might have in life and how it can affect you in a good way.How to make this possible?

Repositioning your furniture

The easiest thing you can do is to reposition your furniture from time to time. For example, you can switch the places of your sofa and the TV and you can do this every month, as many times as you like (but once a month is good enough). When switching the place of your furniture, just pay attention not to shelter your plants as plants need sunlight at all times. If you don’t have plants – get some!

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Renovating your house

Renovating doesn’t necessarily mean buying new furniture (this is not only expensive but also, it is very unpractical). A much easier and equally effective renovating procedure is whitewashing your walls, as well as changing the tiles in your bathroom. This will freshen up your whole place and you will feel much better at home. The best part about this is that you can include art. Art is what helps us realize who we are and what sets us free. Imagine this situation – you wake up in the morning feeling depressed and stressed. You walk into the bathroom to get your morning-fresh up-package and the first thing you see are beautifully designed mosaic tiles. You will get that lovely feeling, just like when you see some high class paintings.

How to find the right design for tiles?

In my opinion the best mosaic tiles are the ones made from stainless steel. If you are all out of ideas, we are here to help you choose the ones you like most! If you wanted some specific shape like a dolphin for example, you can do that as well. Why stainless steel? Stainless steel doesn’t rust and it doesn’t corrode, so, you can have long and relaxing showers without worrying about cleaning afterwards.

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Getting some new decorations

Here’s a recommendation – get a fountain! If you do not have a backyard, you can get a small water fountain that fits in your living room just as well. The sound of water will do amazing work when it comes to relaxing and improving your mood.

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To sum up, helping yourself feel better is something you should do every day. It will not happen by itself. Working on yourself is equally important as working on your surroundings as the place you’re at can very much affect your mood.

Taking Care Of An Elderly Parent In Your Own Home

By Article Contributor, Sunday, August 25, 2013

When the time eventually comes around when it is your turn, as the child, to take care of your elderly parent, it can come as a real shock. After all, they have been the person looking after you for countless years.

Many people choose to put their elderly loved ones into the care of residential homes, simply because they do not think they will be able to cope and there is nothing wrong with this. However, many others choose to care for their elderly parents in their (or their parents’) own home. This can sometimes be an extremely stressful and emotional situation and something not everyone is fully prepared for.

Elderly Home Take Care 389x293 Taking Care Of An Elderly Parent In Your Own HomeIt’s important you know what you are taking on before you get your elderly parent/s all settled in, with you as their main carer. So to give you a hand, below you will find some information on some of the issues you might end up facing.

Financial responsibilities

Many people forget to think about the financial implications when they take on the care of an elderly relative. You cannot afford to do this. You really have to sit down and work through, not only their finances, for instance, are they going to have to sell their house, but yours too.

If you are going to be their fulltime carer, does this mean you have to give up work? Do you have enough income to support another mouth and have you taken into account the extra energy they will be using, which will add more money onto your bills each month.

Familial responsibilities

If you have children or a partner, have you taken into account how they feel about you taking on the care of your elderly parent? Are you going to be able to continue to give them the same amount of love and attention as you always have? If not, how will this affect your relationships with everyone?

The last thing you want is to lose your relationship with your partner or alienate your children. After all, you do have your own life to lead and your parent/s would not want to prevent you from living it to the full.

Practical aspects of caring for them at home

A lot of people tend to go full throttle and agree to their parent/s moving in to their home without really thinking about all the logistics. For instance, are they able to have their own room? Are they able to use the stairs? If not, they will have to have a room and bathroom downstairs. Will this mean you or someone else has to give up their own space?

You need to identify all the equipment you are going to need as well. For instance if your elderly parent has mobility issues, is there special equipment for getting them in and out of bed, into and out of the bath and so on. Do they use a wheelchair? Are the hallways in your home large enough for them to move about and does your home have wheelchair access?

Day to day care

Depending on your parent’s mobility and state of mind, being their carer can involve a huge range of things. You have to consider their personal and intimate care, which may be difficult for you, say if you are a man looking after your elderly mother. If you are uncomfortable with this, it may be you have to call on your partner, if they are prepared to do it. However, your partner may not always be around, so this is something you must really think about.

You must also take the time to get involved with their doctor and healthcare visitors, making sure you are fully aware of all their medications, doses and when to order their prescriptions. You must also ensure you have someone else to help you care for your parent/s in case anything happens to you, whether you’re stuck in traffic, unwell or just taking a break. It is a good idea to have a reliable professional on standby, who you trust in case of emergencies and for the times when you have a few days off (which you must have).

All of the above may sound very negative but all are valid points and must be considered before you decide to take on such a huge responsibility, not only for your own sake but for the sake of your elderly parent/s too. You don’t want them to suffer simply because you’re too proud to go back on your decision to be their carer.

You have to make sure you and your family are in the right frame of mind to take on the role of carers and if you do decide to take on the role, you have done so fully aware of exactly what is involved. Taking time to consider the above points will ensure you’re well-informed and ready to start your role as carer or to entrust the care of your parent/s to the professionals.

Laura Wittering writes for Extra Mile Home Care in London. When not blogging, she can often be found catering to her elderly parents every whim while they’re at her home.

Getting Past Divorce-Self Help Guide: Step 1: Empowerment

By Andrew Miller, Wednesday, June 19, 2013

divorce 389x292 Getting Past Divorce Self Help Guide: Step 1: EmpowermentDivorce is a life changing event.  For many, it’s an overwhelming process leaving one to wonder, “What’s next?”  Regardless if the divorce was a long time coming or a sudden decision in a seemingly strong marriage, there is often a lengthy period of adjustment.  Boca Raton lawyer, Brian Moskowitz, sums up the process of divorce well when he says, “The emotional and traumatic toll of the divorce process cannot be overstated.”  Despite the inevitable range of emotions that one may feel after a divorce, it’s important to create empowering structures in your life to ease the process of getting past divorce.  Life after divorce does not need to be put on hold or become filled with negative things.  Instead, your life is in your control.  Taking charge of your own life can be one of the most empowering actions!

1.)    Accept Divorce

Some people think that it’s holding on that makes one strong; sometimes it’s letting go.” –Unknown

Before you can become truly empowered, according to divorce/life coach, Cindy Holbrook, you must accept that your divorce happened.  Legally, your marriage is over.  Accept that you were able to get through the process of a divorce, as painful as it may have been.  It’s natural to wonder how things could have been if things were done differently, but living in the past is unhealthy.  Maybe you feel guilty, maybe you feel burned, and maybe you feel like your life will never get any better.  Continuously analyzing your past will never allow you to live in the present.  Your life is happening in “real time”; don’t keep rewinding to the old, painful parts!

2.)    Do not depend on your Ex for Emotional Support 

You cannot be empowered if you continue to rely on your ex.  Sure, there may be financial obligations that one or both of you must deal with after the divorce and if you have kids together, you will always be part of each other’s lives.  The obligations are easier when you allow yourself to detach emotionally.  When you’ve had a bad day at work, a quarrel with your mother, or didn’t get the promotion at work, it may be “knee jerk” reaction to call up your ex.  After all, they were most likely there for you at some point in your marriage.  If your ex was good at offering up advice, moral support, or just making you feel better, this may be the thing that you miss MOST about your ex.  The relationship that you have with your ex will never be what it was.  To wish that he/she could be there for you means you have not accepted divorce.  (Go back to step 1!)  There are other people that you can turn to for emotional support.  Friends, co-workers, parents, and relatives are all good options.  If your ex was your sole provider of emotional support, check out a support group for newly divorced people.  Chances are there are a lot of people who understand just how you feel.

3.)    Financial Freedom!  Get your own money

“Divorce is the one human tragedy that reduces everything to cash.” –Rita Mae Brown

Financial freedom is empowering.  Remember how it felt, as a kid, when you had your own money?  Or how great it felt when you received your very first paycheck?  Having your own money after a divorce can feel that good.  Your divorce may have left you needing money, owing money, or not having much, but it’s time to take charge of your finances.  Do not ask your ex for money, unless there are legal financial obligations on his/her part.   You may have to cut back on some luxuries and simplify your life a bit (and maybe for quite some time), but having your own money will make you a stronger and more independent person.

4.)    Stop Being Afraid, Take a Risk or two

Even if you’ve accepted things as they are, it’s natural to be afraid of the unknown.  It can be overwhelming and scary not knowing how to do little things like fixing something in the house (like your ex used to do) or big things like how you’ll make the next car payment.  Overcoming your fears can be incredibly empowering.  Don’t know how to fix the pesky leak in the kitchen faucet?  Figure out how to do it on your own.  That means NOT calling up your ex and asking for pointers.  Buy a “how-to” book, watch videos on the internet, take a class.  Whatever you choose to do, look at learning something new as a healing and empowering experience.

5.)    Find something that makes you Happy and Fulfilled

Did you marriage keep you from enjoying the things you wanted to do?  Now is the time to do whatever you want…responsibly, of course.  Did your ex make fun of your desire to dance?  Grab a friend and take a dance class.  Did your ex have a boring palate?  Treat yourself to some new cookbooks, make some recipes, and host a dinner party.  Searching for things that interest you and acting on those interests will fill the void, like the quiet nights after dinner or just before bed when you are used to your ex being around.  Spending time with friends and a healthy support system and engaging them in your new found interests will renew confidence and empowerment.

Divorce is not the End; Let life begin (again)

Divorce isn’t such a tragedy. A tragedy’s staying in an unhappy marriage…Nobody ever died of divorce.” –Jennifer Weiner

Life after divorce is tough.  Accepting post-divorce life as it is, is one of the most important and empowering things you can do for yourself.  Would you rather stay in the past, reliving painful experiences or make life your own, full of exciting and empowering adventures?

How Music Therapy Helps Each Stage of Alzheimer’s

By Melissa Cameron, Wednesday, May 29, 2013

Memory Fades Alzheimer 389x276 How Music Therapy Helps Each Stage of Alzheimer’sOne of the symptoms of Alzheimer’s is dementia, the loss of brain function that affects memory, thinking, language, and judgement  Tragically, there is currently no cure for Alzheimer’s, and it affects millions of people every day.

Alzheimer’s does not just affect people diagnosed with the disease. It also affects family, friends, and coworkers. And although it might seem like a given, Alzheimer’s also affects caregivers, regardless if it is a family member taking care of someone at home or a nursing home employee.

However by using music therapy, medical professionals are able to improve quality of life for Alzheimer’s patients. Even patients who are unable to communicate with language can express themselves through various forms of music.

Some of these forms may include listening to music, interactive singing and clapping, playing instruments, or self-directed music activities on a digital device, like an MP3 player or an iPad. While it is not a cure for Alzheimer’s, music therapy does show marked improvement in symptoms.

Benefits for Every Stage of Alzheimer’s

Alzheimer’s Foundation of America (www.alzfdn.org) describes methods that a music therapist to achieve success with a patient. Here are some of the activities that they suggest for each stage of the disease.

Early Stage – Dancing, listening to favorite music from the past, picking up an instrument they used to play, determine a queue of musical favorites that can be used as the disease progresses and dementia becomes more serious.

Middle Stage – During the early middle stages, karaoke can help individuals sing along with their favorite tunes from yesteryear. Music used in conjunction with physical therapy can help improve skills such as walking and even reduce behavior problems during transition times, like going to dinner or bedtime routines.

Later Stage – Sing-alongs using tunes chronicled during the early stage can provide a sense of comfort. Individuals who are still fairly mobile may benefit from exercising to music. Rhythm based activities that involved clapping or drumming can keep individuals engaged for a longer time period.

Why Music Works

Music attaches itself to recollections from our past. It has the ability to stimulate these memories and bring them to the forefront of our thinking. Music that brings up a positive memory, like a wedding, birth of a child, or a special event with family or friends, can reduce Alzheimer’s symptoms.

Patients who receive music therapy are more relaxed, less agitated, and tend to act out less during the sundown time of day, which is typically high-stress for Alzheimer’s patients. They are also more likely to interact with others after a music therapy session.

However music therapy can also work as a sensory stimulation. Using music during transition times like bathing, meals, or bedtime can help reduce aggressive behavior as well as verbal agitation.

Benefits of Hands-On Music Therapy

There are plenty of benefits to hands-on music therapy for Alzheimer’s patients. If a patient knew how to play an instrument before, then picking it back up could help improve their memory. That’s because practice involves repetition which helps relax the individual and reduce dementia symptoms.

For example an Alzheimer’s patient who uses an iPad can learn piano scales even if they do not have the dexterity to sit at a piano bench to play the actual instrument. This is because using the tablet device allows them to play by just tapping or swiping along the screen.

Music therapy does not only benefit Alzheimer’s patients, though. It has also been known to help those diagnosed with cancer, victims of traumatic experiences, and individuals who suffer from things like neurologic disorders.

Music as a Communication Tool

Even Alzheimer’s patients who cannot communicate vocally and are otherwise unresponsive all day can communicate with music. They can come out of a near-catatonic state upon hearing a song that is special to them and sing along with the lyrics in perfect harmony.

Non-verbal Alzheimer’s patients can actually communicate through music therapy. Despite the fact that they cannot speak, they can create art such as painting or sculpture, dance, or play an instrument while music that matches their mood is playing.

Music is also used to shift mood. For example if an individual is acting extremely agitated then soothing music can help bring them to a calmer, more relaxed state. And if a patient is unresponsive then stimulating music can cause them to react, even if it is something minor like shuffling their feet.

About the Author

Freelance writer Melissa Cameron is mother to a two of busy, growing kids. Whether they are searching junk yards for old relics to add to the family man cave or having a sing-along around the camp fire, music is a big part of their lives. When Melissa isn’t writing or spending time with her husband and kids, she enjoys getting back to nature with hiking and kayaking.

Why We React To Crying Babies And How To Respond

By Chris K, Saturday, December 8, 2012

baby crying1 Why We React To Crying Babies And How To RespondA cooing, gurgling baby makes everyone nearby smile. Adoring strangers are drawn to an infant’s tiny fingers, cute clothes and sweet demeanor. However, a happy baby can become distressed in an instant. The same baby can suddenly become frustrating because of its piercing cry. However, this is not the baby’s or the parent’s fault. Adults can change moods just as quickly as an infant when a baby cries because of subconscious responses. Understanding this phenomenon makes it easy for anyone to deal with a whining baby.

The Science Of Crying

While everyone willingly enjoys spending time with a friendly baby, a fussy child’s cries are like a siren song that draws people in. Katie Young recently conducted a studied that found that emotional centers in the brain are triggered when a baby cries. Whether a person knows the baby or not, instincts determine how humans process the sound.

How Parents Respond

Parents protective instincts go into overdrive when a baby cries. This is why it can be so difficult for new parents to leave a baby alone when it makes noises at night. The brain initiates something similar to the fight or flight response when a child cries, and parents are instantly ready to fight and protect their baby. Keeping babies engaged and happy is already difficult, but this can help keep everyone calm while in public. Ensure all food, toys, diapers and other supplies are packed when venturing outside. Plan out how long trips will take, and be back home before the baby becomes cranky. Dress the baby appropriately for any environment by keeping the baby’s head covered in sunlight and bundling the infant in warm clothing during winter weather.

Others Can Help

Family and friends can also entertain babies. Using warm smiles or friendly voices and showering a baby with love is pleasurable for both the baby and the person. Of course, sometimes keeping the parent happy is just as important as keeping the child happy. Those closest to the parents are a much needed support system that offers guidance and assistance. Whether helping with babysitting or indulging and buying fun gifts like infant tutu dresses or funky socks, friends and family can stop babies and parents from crying.

How Strangers Cope

Strangers are in an uncomfortable position when a baby cries. The reason babies seem annoying in enclosed places like airplanes is because the brain tunes into a baby’s shrieks and has trouble ignoring the sound. While the sound may be grating, it is not just the noise but the subconscious that is making a person anxious. Strangers who take a breath and relax will tolerate the cries better than those who glare and get frustrated.

A Happy Ending

The human brain is hardwired to answer a baby’s pleas. Choosing the correct response is the best way to handle a crying baby. Parents can be prepared, family and friends can offer support and strangers can stay calm. This helps put a smile back on everyone’s faces faster.

Image Credit: bbaunach

5 Reasons Why Relationships Fail

By anjela.guidotti, Monday, November 12, 2012

Heart Locket 389x389 5 Reasons Why Relationships FailPeople get into a relationship because of many different reasons. Some just do not want to be alone, others find a partner for sex, while others do need to feel wanted.

Maintaining a relationship can be a hard and grueling process. Sometimes this enjoyable journey of discovering each other leads to a battlefield. Today we take a peek at some of the reasons why relationships fail to progress into something deeper.

1. Infidelity

According to the website Divorce Statistics, in the US, about 22% of married men have cheated on their partners at least once, and 14% of married women have had affairs. This number keeps on getting higher still. Infidelity in relationships remains one of the leading causes of breakups and separation.

Infidelity also leads to unplanned pregnancy, and if an affair is discovered, issues about paternity may arise. This is when people demand for a paternity test to claim child support and such. This leads to a real mess and most people just want to get out of this instead of staying because the shame is too much to bear.

2. Trust Issues

People in a committed relationship would say they trust their partners. It is easier said than done. Trusting your partner entails that you respect his or her own privacy, and this is where most people have issues. Arguments about mobile phone privacy, social networking sites and emails have driven people out of relationships.

3. Compatibility Issues

They say that opposites attract and yes, sometimes they do. At first, everything will seem interesting because you are learning things that are different from what you were or what you are used to, but once the honeymoon stage is over, realizations start to come. Different views can clash and this leads to arguments or worse, one takes the silent treatment side and just does not want to talk about it.

4. Abuse

This does not necessarily mean being physically abused by your partner. A partner may abuse his or her partner by using words. This can cause an emotional trigger to end the relationship, when one can no longer tolerate how the other makes him or her feel. When abusive words are being used while in a relationship, a gateway opens up for other things to happen.

5. Fault Finding

Couple will argue—this is expected in any relationship. But when one often picks a fight because s/he always finds fault in his/her partner, it’s another thing. When partners fight, the best way to handle it is by talking it out and not by pointing fingers.

To have a successful relationship is not impossible, but it takes two people to make it work. When one does not participate, he or she is probably not ready for something steady.

Anjela Guidotti is a Marketing Consultant for homDNAdirect.co.uk from United Kingdom and also a Blogger about health that specializes in DNA Services, Paternity Test and DNA Testing.

5 Ways to Make Love Last

By WriterEvan, Wednesday, October 24, 2012

oldlove 5 Ways to Make Love LastRelationships are wonderful things, and making them last is a great way to have something constant and good in your life for a very long time. What often winds up happening, however, is that we often realize that after a certain point, simply being with another person stops being enough, and a relationship starts taking a certain amount of work. This isn’t a bad thing, of course, as just about anything is made better by requiring that you work for it a bit, but can often lead to frustration and tension in a relationship that just doesn’t need to exist. We’ll talk about a five good tips that can help you really keep the best parts of your relationship alive so that things don’t get stale after that “honeymoon” period is over. Continue reading

The Pros and Cons of Having an Outdoor Wedding

By WriterEvan, Thursday, October 18, 2012

wedding3 The Pros and Cons of Having an Outdoor WeddingSoon you’re going to be married, and you’re probably occupied day and night with big decisions about the big day. Writing vows, hiring decorators, deciding on dresses and tuxedos, sending invitations…there’s so much to think about when planning a wedding that it can make your head spin. One of the most important considerations is your venue. Do you want to have a large wedding, or a smaller and more intimate ceremony? Are you set on getting married in a church, or are you open to other possibilities? Outdoor weddings are becoming popular for many, but if you’re considering this route be sure to understand the pros and cons.

Continue reading

What to Look for in an Assisted Living Facility

By WriterEvan, Wednesday, October 10, 2012

nursing home What to Look for in an Assisted Living FacilityMoving into an assisted living facility is a big decision. Whether you are shopping for accommodations for yourself in senior years or helping loved ones find a place in which they can get the care that they need, there are many considerations to take into account. Switching from home living to assisted care is a significant financial investment and a total lifestyle change at once. It involves giving up a home and the responsibilities that come with it, and simultaneously putting those responsibilities in the hands of others. Knowing what to look for in an assisted living facility will help make the transition a healthy and positive one. Continue reading

Good Fences Make Good Neighbors, but Bad Family

By Christobel,

wood fence 389x245 Good Fences Make Good Neighbors, but Bad FamilyPerfect love sometimes does not come until the first grandchild. ~Welsh Proverb

A new baby is such an exciting time for a family. It is chance to have new beginnings. It is a chance to forgive. It is a chance to foster a new relationship. However, welcoming a new baby can also cause resentment, irritation, and hurt feelings. It is all in how you handle it.

Nearly every new grandmother I have ever encountered genuinely has good intentions at heart. Even when it seems like she is just doing something to annoy you.

Even if you and your mother had a strained relationship before the birth of your child, it is not too late to foster a new and different relationship with her.

As an example, my mother and I did not get along at all. I left for college when I was 17 and never looked back. These days, I talk to my mother almost daily. To laugh about the funny or cute things that my children did- getting to this point did not happen overnight and there have been ups and downs but we have had open communication.

What Changed?

It is not uncommon for mothers to view their children as children forever and have a hard time accepting them as independent adults. After having a baby, I was able to relate to my mother with a common topic: the baby. She was also able to relate to me as a mother. This changed our entire dynamic. We still do not talk about the “dark years” when we were not friends, but focus on valuing each other now.

Learn How to Nicely Set Boundaries

This is a huge one. Personally, we did not have this issue as much because we were so cautious around each other, but often, mothers have a hard time recognizing a new family as a new family.

Mothers have a hard time giving up the role of “mother” especially in families that are really close knit. Learning to tell your mother or mother-in-law that you appreciate her help but you need to navigate certain things as the new family you are.

One of the things that I found useful was giving her tasks that she could do. My mother organized the diaper space for me, sorting newborn pre-folds, covers, and one size diapers. This gave her the feeling of being helpful without becoming intrusive.

Communicate

This is a tough one for me, to explain. I could have communicated to my mom until I was blue about what I wanted or needed but everything was in a constant state of flux. What I thought I would want did not necessarily end up being what I wanted. Avoid setting too many ground rules and keep the lines of communication open.

You Both Want the Same Thing

Remember this: both of you want your baby to be happy, healthy, and loved. Your mother is on your side. Really. If you can get to the place of understanding this, dealing with irritations often becomes easier.

My mother would lay my baby on her lap and gently sway. My baby would fall asleep and my mother would just look at her, drinking in every expression on her face. My mother would then whisper “The angels are talking to her”. That image of my mother and my child is burned in my memory as one of the most touching ever. I could put my baby in the same position and do the same thing, yet be greeted with cries. There is something special about grandmas.

Take Her Advice, Sometimes

Who would have known cabbage leaves in my bra would ease engorgement pain? My mom did, and I am so thankful she shared that advice with me. She also taught me some great ways to swaddle my babies. However, she also recommended putting cereal in my baby’s bottle. Sometimes the wisdom of your mother can be invaluable other times it can be unsafe or unhealthy.

It is not necessary to berate you mom about this. Tell her that you are doing it a different way, and offer reasoning. Your mother did the best she could with the information she had at the time.

As a new Grandma, Christobel has had to learn the art of minding her own business while maintain a strong bond with her grandchild. This delicate balance did not come easy for her, and she seeks to share her wisdom with other families navigating this change.

Christobel is passionate about the environment and dedicated to helping new mothers learn green ways of parenting that will leave an environmentally sustainable world for our children.

How to Plan a Romantic Picnic for Two

By WriterEvan, Friday, September 14, 2012

picnic basket How to Plan a Romantic Picnic for TwoDining out is fun, but can get a little tiring after a while. You may feel like you’ve been to every restaurant in town, exhausted all the menus, and nothing seems exciting anymore. Romance is all about excitement, so if you’re feeling like the local restaurants don’t have the same allure that used to work for you, perhaps it’s time to take matters into your own hands. Whether it’s a first date or a dinner with a long-time partner, getting creative can make all the difference. A romantic picnic for two could be just the breath of fresh air you need to reignite the spark in your relationship or put a new mate under your spell. Continue reading

Five Rules for Loaning Money to Friends and Family

By WriterEvan, Friday, September 7, 2012

debt collector Five Rules for Loaning Money to Friends and FamilyThere’s a reason money lending is one of those businesses generally left to the mob. Loaning cash can be an unscrupulous undertaking. You have to calculate and charge compounding interest rates and in the worst-case scenarios, you have to play collections officer. It’s an uncomfortable position for most people, especially when friends and family are involved.

No one wants to charge his or her best friend interest on a short-term loan. Knocking on grandma’s door to demand repayment of principle is an even less appealing activity. So how does one navigate the minefield of personal lending? Continue reading