Category Archives: Culture & Society

Help! My Teen Was Caught Vandalizing

By Article Contributor, Wednesday, September 11, 2013

Teen vandalism is a very common criminal offense that is sometimes considered a juvenile prank. Although some vandalism acts committed by teens seem like childish pranks to some people, as a parent, you need to remember that it is still a crime. You and your teenager need to understand that if he is caught vandalizing a property, he will be charged and convicted. This conviction can lead to serious and continuing legal ramifications. Some of the consequences of this offense may include:

  • Permanent criminal record
  • Lose the right to drive
  • Denied entrance to reputable and credible College Universities
  • Cannot apply for a college scholarship

Keep in mind that the permanent criminal record alone can result to huge problems that can affect your child’s future. To that end, it is best to help your teenager understand the seriousness of vandalism, and learn how to cope when your child is accused of this crime.

Pentel Pen Vandalism 389x389 Help! My Teen Was Caught Vandalizing

What Is Vandalism?

The official definition of this crime is the malevolent destruction, disfigurement, or defacement of any property- public or private, without the owner’s consent. This criminal act is also referred to as criminal mischief or malicious trespass. A person can be charged with this crime when he performs any of these acts:

  • Creating graffiti in public areas
  • Smashing mailboxes or car windows
  • Throwing eggs at a car
  • Slashing tires
  • Setting off fire alarms even when there is no fire
  • Trashing an abandoned building

Is It A Criminal Or Childish Behavior?

There are a lot of different reasons behind teen vandalism. As a parent, you need to properly monitor your child’s behavior. If your child had been caught, you need to figure out whether he committed the crime due to boredom or if you already have a problematic teen. The common reasons behind teen vandalism may include:

  • Peer pressure: Someone dared your teen to do it or he wants to fit in with the new crowd.
  • Gang initiation: Another reason could be that the act of vandalism was a part of a gang’s initiation. Gangs are known for putting up their graffiti on buildings, bridges, or overpasses.
  • Revenge or rebellious behavior: A problematic teen is someone who is usually angry or has problems with authority. If a teen is angry or simply wants to get his parent’s attention, he will consider vandalizing or damaging a property.
  • Binge drinking: Drunk teens make bad decisions. They are unable to properly think and consider their actions; thus, with a little persuasion or provocation, he might do something stupid, such as trespass a property and vandalizing it.
  • Boredom: There are also teens who commit bad mistakes when they are bored.

As a parent, it is your job to understand and observe your child’s behavior. If you notice that he had been going out with new set of friends, find out about them. If your teen is truly involved with the wrong crowd, do what you can to protect him- which usually involves taking serious action. If your child has been caught vandalizing a property, you need to immediately seek legal assistance. In addition, you need to make your teen clean up the mess they made or pay for repairs.

The best way to address teen vandalism is to properly educate your child. You need to help your adolescent understand the difference between childish pranks and vandalism. To help prevent your child from committing such act, you can provide him with alternative and healthy activities, such as sports, art, or other after-school activities. It is also a good idea to live in a neighborhood where there are patrols to discourage teen vandals from doing any harm.

Pentel pen image c/o stixfigure.”pilot marker”

The author, Kris Hopkins, is a family counselor. She offers tips and advice for parents who are coping with teen vandalism. She aims to help her readers learn more about vandalism, its legal repercussions, and what parents can do about it.

Why Any Home Ban On Electronic Cigarettes Would Never Work

By Article Contributor, Thursday, September 5, 2013

Vape Cigarette Girl Why Any Home Ban On Electronic Cigarettes Would Never WorkElectronic cigarettes have gained notoriety amongst health campaigners who claim they’re unhealthy, despite all studies saying anything but. The Mayor of New York, Michael Bloomberg, is one government official attempting to completely outlaw these devices. Although there’s no evidence which says these devices are harmful, we’ve already heard the chilling possibility of them being banned completely in certain areas of the world.

Whilst lots of vapers primarily use their eCigs at home, some government officials would love to see them banned in people’s private homes. Read on to find out about why this would never conceivably work, morally or practically.

It’s Against the Idea of Freedom

No law maker has ever had to deal with any proposed home ban on eCigs before. When they do, there better be some evidence which states they’re a danger. To simply ban something like this without any actual evidence would be against freedom and against the law of any civilised country.

So far, the only four ingredients used in these devices are already found in foods. These include nicotine and propylene glycol. There needs to be an actual threat before any such ban would even be considered.

It’s Impractical

Who’s going to realistically enforce such a ban?

It’s the same position as drugs like marijuana and crack cocaine now. The government can’t enforce this law within people’s homes without constant random checks on people’s houses. You can’t enforce it unless you happen to find someone blatantly vaping in the street.

Law enforcement has far better things to do than stop and search people for evidence of cartridges and labels proclaiming freedom to vape.

It’s Not Going to Get Through

You can advertise about the law as much as you like. If people want to continue to reap the benefits of eCigs they’re going to do it anyway. If the statistics on marijuana use indicate anything, it shows people will completely disregard laws they perceive to be wrong. It’s why we’ve seen the worldwide campaign to legalise marijuana in the past few years. In Colorado marijuana has even been legalised.

Such a draconian law on something so safe would never have any real effect. All it would mean is vapers would be put into a dangerous situation. They would be forced to find underground retailers selling products of questionable quality. This isn’t something anyone wants to happen.

It’s Open to Abuse

Whilst there’s nothing stopping retailers from being shut down, a lot of vapers make their own electronic cigarettes. They buy all the parts, which are readily available, and put them together. As long as they can buy high concentrations of nicotine there’s nothing stopping them from making their own.

Without a way to stop the flow of these devices, the law is essentially pointless. It doesn’t work in the same way as a drug ban. A ban on drug use leads to low quality blends becoming available. You can still make a high-quality cigarette from the comfort of your own home if you have the necessary skills.

This article is authored by Zack Benson. He is a freelance writer, a marketing genius and a healthcare expert. He writes on a wide range of subjects and niches including health products, marketing strategies, business technology, productivity and more. He says people who want to buy disposable e cigarette can take help of his website.

Can Video Games Increase Environmental Awareness?

By Article Contributor, Friday, August 30, 2013

Environmental issues represent some of the biggest challenges of our time. Those who want to spread the green message, from governments, to agencies like the United Nations, to environmental activists and groups like Greenpeace, have all tried a gluttony of ways to raise awareness and get people engaged with the environment.

Until now, however, none of them has seemed to consider the power of video games. Of course, encouraging people to play video games to save the environment is a bit like robbing Peter to pay Paul, because then you’ll open the obesity epidemic can of worms, which never ends well.

This week’s release of a Facebook game that allows you to log on and fight the ash dieback disease that has spread across the United Kingdom potentially opens up a range of possibilities.

Video Games Society 389x389 Can Video Games Increase Environmental Awareness?The Purpose

The point of this game is for users to try to come up with a solution (that scientists already haven’t) to stop the spread of ash dieback in its tracks.

While the notion of a layperson being able to come up with something a group of scientists and millions have pounds have been unable to might be fanciful, it is the way it gets people thinking about the world that is the big advantage.

What If….

There were similar games that were related to common environmental problems? Yes, games like Sim City enable you to manage and build a town, but the sense of reality takes a hit somewhat when you can simulate a dinosaur attack or a scene from the film Volcano.

One approach might be to design a game where the consequences of certain decisions relate directly to the person playing the game. For example, the person in the game has the choice of building a new office block from bricks and mortar or using ETFE foil, the scenarios that would then play out as a result of their chosen paths happen, and they see how long a building would be sustainable, how much it would cost, and various other variables.

Why It Might Not Work

The big problem with developing a video game of this type is that it’ll probably cost a lot of money and see very little in the way of a return. Make no mistake, there will be people who interact with them and start to make a difference in their own approach to the environment, but it is debatable whether it would be enough to justify such an investment.

As cool as an idea like this would be, you have to battle through the love for things like Call of Duty and Assassin’s Creed before you even start to scratch the surface.

The Next Challenge

All of the issues we’ve explored here merely paint the picture of how challenging it is to increase awareness of the environment. Most people come round to particular initiatives when they learn how much money they can save, but surely the way we approach the future has to be about more than this?

What do you think are the best ways for those in power to increase environmental awareness, so that we all feel compelled to make a difference?

Danny Smith is passionate about the environment and believes that we should all be doing more to understand what we need to do to improve the future of our planet. Danny believes there is some mileage in developing video games to increase awareness, but understands that it isn’t going to solve the whole problem.

Doctors Texting While Operating

By Andrew Miller, Saturday, April 27, 2013

texting while operating 389x259 Doctors Texting While OperatingEveryone has heard about distracted driving, a prevalent problem on U.S. roadways, but how many people have heard of “distracted doctoring”?  Yes, that’s right, “distracted doctoring” and it’s as bad as it sounds.  Doctors are texting while operating on patients.  Modern technology is required for efficiency in hospitals and operating rooms, but as patients, we should not have to worry about the dangers of our doctors using technology irresponsibly.

Distracted Doctors

It’s scary to think that we, as patients, may not be our doctor’s number one priority in the operating room.  Doctors and other medical staff are given mobile devices for looking up and having patient information right in their pockets.  The original intent for introducing smartphones and portable computers in the operating room was to cut-down on medical errors.  Unfortunately, doctors and nurses are caught using their mobile devices for much more than patient related information, while on the job.  In a peer-reviewed survey of 439 medical technicians, published in the cardio surgery journal, Perfusion, 55% of the technicians admitted to talking on cellphones during heart surgery while half said they texted while in surgery.  Surgery, among other medical procedures, requires a great deal of concentration and attention.  Just like driving, operating on a human relies on visual, manual and cognitive resources.  If a doctor is distracted by a device, he will not be giving full attention or his well-trained abilities to the patient.

Surgeons making person phone calls, Nurses bidding on eBay?  Sounds like Medical Malpractice!

Your surgeon is making a personal call while operating on you, the technician, who should be carefully counting gauze and sponges, is checking her Facebook account, and the anesthesiologist is texting.  Not only are their actions potentially dangerous, but are disrespectful and hazardous to you, the patient.  All of this could happen in the operating room and you would never know, but their careless and inattentive actions could leave you with additional health problems.

In a New York Times article on texting and operating, a neurosurgeon faced a medical malpractice suit after he had made personal phone calls during his patient’s operation.  His patient was left partly paralyzed.   Doctors have always been expected to work well under pressure while multi-tasking safely, quickly and efficiently.  However, no one ever expected that medical multi-tasking would involve personal phone calls, e-mails, online shopping, and social media.

Is there a solution?

Unfortunately, there is no clear solution to keep doctors from texting.  One might suggest to just get rid of the devices all together.  That wouldn’t work well because in our advancing age of technology, the devices are important, as they make information easily accessible and help prevent medical errors.  Some doctors have gone so far to make “quiet zones” in their operating rooms, making all activity only patient related, but even then, some doctors and nurses don’t follow the rules.  Regardless of how supervisors and administrators plan on getting doctors “back on track”, action should be taken immediately, to prevent further medical malpractice claims. During surgery, your health is competing with airfare prices, Facebook updates, and unrelated, personal phone calls. Surgery can be stressful and nerve wracking enough; do we really need to worry about if our doctors are giving their full attention?

The Booming Business of “Divorce Parties”

By Chris K, Tuesday, November 27, 2012

divorce cake The Booming Business of “Divorce Parties”People spend a great deal of time planning their weddings, and the costs associated with some weddings can rival luxury cars and even small houses. After all that planning, preparing and hope for the future, the failure of the marriage becomes a massive letdown. There was a time when people quietly divorced in seclusion and isolation, but that trend is changing. After the letdown of a failed marriage, more people are choosing a different viewpoint on this change in life. Instead of mourning the loss, they celebrate their re-entry into single life with divorce parties.

It’s a New Beginning with Unique Merchandise

Plan a wedding and you’ll pick out a cake topper at some point. With a divorce party, the cake topper takes an interesting twist. It might be a decapitated groom, a bloody deceased bride or just a sign announcing “Single Again.” Other merchandise geared towards divorce parties include “Just Divorced” sashes in stunning black, buttons, banners and even unique games. The merchandise helps make the parties more memorable, and sales for these goods are up 30 percent in just three years.

The Other Side of Wedding Planning

A lot of effort went into that trip down the aisle, and just as much effort goes into the trip to the NJ family law attorney’s office and courtroom for the divorce. A divorce is very stressful, and it’s not surprising that people want to celebrate when it’s finally done and the legal forms are completed. Part of the evidence lies in the growing demand for divorce planners. From wild parties to laid-back gatherings, professionals are helping the recently divorced put a positive spin on this change with a spectacular party.

The Healing Aspect

The idea of going out and celebrating divorces is nothing new. Started by well-meaning friends who just wanted the newly single to feel better, it was a way of putting a positive spin on something devastating. That it’s grown in recent years should not be surprising. Going out and celebrating helps people feel better. It reminds them to look at the positive side of the situation. Some of the supplies, like the decapitated spouse cake toppers are also cathartic as they help the exes deal with their difficult feelings of anger and even hatred. Planning the party can also help the happily divorced get their mind off the difficult time and give them something to look forward to. It helps both parties start to reclaim their independence and embrace the idea of being single once again.

Divorce parties are thrown after all the documents are signed and the settlements reached. Planned for weeks or even months ahead of time, they can be small gatherings or major events that rival wedding receptions. It’s the first celebration in your post-divorce life, and the growing popularity of these parties show that they can help people make the transition.

Immigration Discrimination Is Another Hurdle Many Same-Sex Couples Face

By Chris K, Friday, November 16, 2012

same sex relationship Immigration Discrimination Is Another Hurdle Many Same Sex Couples FaceCurrently, immigration policy is favorable toward the spouses of American citizens. Of course, this does not include the spouses of American gays or lesbians. The Defense of Marriage Act has complicated this issue further. If you are gay or lesbian, you need a New Jersey immigration lawyer on your side. Don’t risk deportation due to discrimination. It would be a tragedy if same-sex partners were forced to live apart just as society has finally started to recognize their right to live together.

The Defense of Marriage Act (DOMA)

Even if your marriage ceremony was performed in a state where gay marriage is legal, this does not extend your rights within the federal government. This is due to DOMA, a law despised by gays, lesbians and those who support their rights. Obviously, DOMA has made it impossible for the U.S. Citizenship and Immigration Service (USCIS) to recognize the rights of an immigrant in a same-sex marriage. That’s the national impact of DOMA: legal discrimination against those immigrants who are in committed gay or lesbian marriages.

A Glimmer of Light

DOMA has been challenged by President Obama. In May 2012, he made public his approval of gay marriage. Just as importantly, he and his administration have refused to fight legal challenges to the Defense of Marriage Act. In addition, the Department of Homeland Security has relaxed its efforts to deport gays or lesbians in marriages, but these individuals still need legal representation to prove their legal standing. Despite his best efforts, the president still cannot unilaterally change marriage laws and immigration laws. This takes time and effort. His efforts are worthy, but this is not enough at this critical moment when you or your spouse is struggling to establish the right to stay in the U.S.

A High-Profile Example

Nathalie Gaulthier runs the renowned circus arts school in Los Angeles. She is a Canadian-born immigrant who has lived in the U.S. for 17 years. Her lesbian spouse, a U.S. Navy veteran, honorably served our country. According to Reason TV, which interviewed the couple, Ms. Gaulthier cannot obtain a green card to run her own business. She, like so many, has sought legal representation to fight for her rights. Those who live in New Jersey face the same almost-insurmountable hurdles. If you are experiencing immigration discrimination, contact a New Jersey immigration lawyer for consultation.

Immigration Equality

According to the group that advocates for legal equity for gay and lesbian immigrants, there are 36,000 individuals in a similar situation to Ms. Gaulthier’s predicament. That’s also 36,000 Americans who want to keep their loved ones in the country. Immigration Equality plans on fighting DOMA all the way to the Supreme Court. The length of this battle is long. In the meantime, the window of opportunity for some immigrants is closing. Don’t wait until you or your loved one is facing deportation. It may be too late. Contact a New Jersey immigration lawyer today.

Be Ready For the Tactics the Defendant Will Employ to Undermine Your Medical Negligence Claim

By mariannarose, Monday, November 5, 2012

Medical Malpractice Be Ready For the Tactics the Defendant Will Employ to Undermine Your Medical Negligence ClaimThere are a number of problems that can crop up while filing a medical negligence compensating claim. The main reason behind this is, of course, the fact that the field is so very technical, and not only from the legal point of view.

 The Personnel Involved

Since the claims are completely based on highly technical grounds, the claimant should always engage the services of medical negligence solicitors instead of a general personal injury attorney. Besides, a medical professional also needs to be consulted in order to ensure that your claim does not have any loopholes. Do keep in mind that passing a claim in the court is extremely difficult, especially when it deals with clinical callousness. As a layman, you might not be able to understand the various nuances that are completely exclusive to the medical profession, and filing the claim on your own without consulting a professional in the field is practically legal suicide; the defence counsel will be able to undermine your claim in a matter of minutes.

 The Disarming Techniques

There are various methods that the defence counsel will be using to convince the judge and the jury that your medical negligence claim does not really stand in court. Surprisingly enough, in many cases this might actually be true, which happens when you have not been able to research your findings properly.

1. Assumption of Risk

The commonest technique that is used by the defence counsel in such situations is the assumption of risk method. Through this technique, the defendant tries to prove that you had been aware of the risks involved when you agreed to the treatment. This can be rather difficult to disprove during the trial, and even more so if you had already signed an agreement on similar lines. In such cases, it is best to ensure that you procure a copy of the document, known as the fiduciary bond and have the medical negligence solicitors go through it carefully. It will serve as testimony that the injury you received through clinical negligence was not covered in the agreement.

2. Disclosure of Risk

The other method used by the defence counsel to undermine your case is by stating the disclosure of risk clause that forms part of the medical code of ethics. According to the law, the doctor responsible for the surgery or the treatment is not required to discuss every single element in the surgery with the patient. On the other hand, however, there are certain loopholes here too. The doctor is actually required to discuss certain aspects of the illness and treatment with the patient, at least to a certain degree. The discussion and disclosure is completely the doctor’s discretion, but the decision must be made within the strict ethical boundaries.

3. Emergencies

The excuse of emergency situations is also quoted by the defence counsel to weaken the claim. This tactic consist of the argument that doctors often have to take spur-of-the-moment decision to save a patient, and that in such situations it is not always possible to undertake a thorough risk assessment.

4. Emotional Weakness

The emotional condition of the patient might also be quoted as a reason for not disclosing of the risks involved in the treatment. However, although a pretty valid claim, it does not really stand in court as it is still a gross act of medical negligence if the family or friends of the patient are not informed either of the risks.

What Is The Evil Eye, And Why Is It So Evil?

By Steph, Friday, October 26, 2012

Traced back to Sumerian clay tablets as early as 3,000BC, the Evil Eye is one of the most longstanding superstitions in the world. With Middle Eastern origins, it was spread globally through colonisation. But what’s so fascinating about it is that it’s prevalent in so many different cultures and religions; from Greek Orthodox to Mexican Catholic, and Israeli Judaism to Turkish Muslim. And it’s unquestionably one of the most widely accepted and believed superstitions in the world.

Many people would recognise the Nazar Boncuk, the special charm which is thought to repel the Evil Eye. If you have ever visited countries such as Turkey, Greece or Mexico you have probably seen it in its various forms in the markets. It is most commonly found above doorways or worn as jewellery.

What is the Evil Eye?

The legend of the Evil Eye is centred round envious gazes and praise. It advises that if you look too enviously or praise too highly – you will bring bad luck to the object of your attention. Without realising it, you have cursed them with evil spirits, who piggyback on your words or look and bring them bad luck.

The effects of the Evil Eye are genuinely believed to be real, and are feared by many people across the world. However, Italy is the only country where it is widely believed that you can intentionally put the Evil Eye on others.

What does it do?

The Evil Eye has strong connotations with water. Water is often associated with nourishment, prosperity and life, and the curse of the eye is believed to dehydrate the victim.

It’s believed that it can only affect certain people within society; nursing infants and mothers, young children, adult men, milking cattle and fruit trees.

The effect of the curse most commonly seen is severe vomiting or diarrhoea. But they can also include a mother who is unable to nurse her child, cattle that no longer produce milk, an impotent male, or the withering of a fruit tree.

Fish and other marine life are believed to be immune to the Evil Eye as they are always surrounded by water.

It is thought that the form the curse takes is determined by the envious eye. It always results in the dehydration of the victim, and death can be the ultimate consequence. However there are ways to defend against it, and repel the curse once it is in place.

How do you protect against it?

Many people who believe in the Evil Eye wear or carry the Nazar Boncuk charm, which stares back at the world to ward off evil spirits, and keep you safe.

However sometimes this is not enough to protect you, so you must be aware of any potential perpetrators. These can be envious people, those who give out praise too easily, or the greatest perpetrator of all is people with blue eyes.

Blue eyed people are believed to have a predisposition to cursing people with the Evil Eye, unintentionally. This is most commonly believed in the Mediterranean and Aegean regions of Europe where there a few blue-eyed locals, but lots of blue-eyed tourists. If you travel to these areas and you have blue eyes, you may find that you are treated with suspicion by the locals, who may fear that you will inadvertently curse them.

What do you do if you think you’re cursed?

Holy Water What Is The Evil Eye, And Why Is It So Evil?

When an illness is brought on very suddenly and doesn’t seem able to be remedied by a doctor, many believers of the Evil Eye will call in a healer. The healing process consists of a complex set of rituals which vary by culture and country.

If you witness the inception of the curse, you can act to repel it immediately. This can be done by touching the subject of the curse to ‘take off the eye’, by spitting on them (believed to act as a rejection of the eyes dehydration of them) or by rubbing dirt on their face and speaking ill of them to counteract the damage caused by the praise or envy.

If you think you may be victim to the Evil Eye there are many different ways that you can test it.

In many parts of Eastern Europe they drop a piece of coal into water, and if it floats you’re under the Evil Eye.

In Ukraine, wax is dripped into a bowl of holy water, and if it sticks to the side of the bowl you’re under the curse. To treat, secret prayers are given by the women of the family and the holy water is used to bathe the victim.

In both Greece and Mexico the same ritual is undertaken, and the victim must just drink holy water. However, the ceremony is more effective if the perpetrator spits into the water before it is drunk. And to save shame by revealing their identity, it is common for everyone attending the ritual to spit into the holy water before the victim has to drink it.

Finally in Italy, they drip oil into a basin of water, drop by drop. If the beads of oil form an eye shape, they’re under the curse of the Evil Eye. The female members of the family recite secret prayers and continue to drip oil into the water drop by drop until the eye image has gone – a process which can sometimes take hours.

Are you a believer?

The legend of the Evil Eye is not only fascinating because it has managed to survive for thousands and thousands of years, but because it is so deeply engrained into such a diverse set of cultures and religions.

The great irony of the eye is that you’re subjected to bad luck because of your own beauty and other’s admiration of you. Many believers have attributed the misfortunes of many famous celebrities to the Evil Eye, as they are looked at, spoken of and admired on a much larger scale than most people. And it is not uncommon to see a celebrity suffering bad luck.

So are you a believer? The thing about superstition is that you may not believe…but you’ll probably avoid envious gazing and praises just in the off chance that you’re wrong.

Steph McLean writes for, a retailer from where you can buy contact lenses online. She is greatly interested in social history and the ways that folklore and superstition have impacted different cultures today. 

5 Quick Homeowners Insurance Tips That Can Save You Money and Your Home

By Chris K, Wednesday, October 10, 2012

house insurance 5 Quick Homeowners Insurance Tips That Can Save You Money and Your HomeHomeowners are constantly looking for new ways to save money and keep up with necessary payments. In many cases, that means finding a way to cut back on costs. When it is not possible to remove items from the budget, it might be time to look for alternatives to save money on insurance and take measures to protect a home from potentially devastating damage.

Look Over the Policy:

Reading through the policy on a regular basis is a key part of ensuring that the homeowners insurance is able to manage every necessity a homeowner might face. Policies vary and needs change. Sometimes it is necessary to look for a new policy or make adjustments to the current policy to keep up with changing needs.

Beyond looking through the policy to ensure all necessary elements are covered, such as expensive jewelry or new items, it is also important to consider methods of saving. Bundling insurance or looking for special rates can help reduce the current policy expense.

Consider Additional Coverage:

Homeowners need to consider the possible problems that might arise. Common issues that can take out a home and might result in expensive damage include floods, fires, earthquakes, tornadoes and other natural disasters. Look through the policy to determine whether any additional coverage is necessary in the area. If the company does not provide coverage, then it is important to look for an additional policy for the required element of insurance.

Consider Current Coverage:

Coverage for homeowners insurance provides funds to manage the replacement cost of items under the policy. Evaluate whether the coverage is enough for the current value of the home, renovations, additions and valuables.

The current coverage should always factor in changes as they are made to keep up with the changing needs of the homeowner and the possible additions that increase the value of a home. If it does not cover everything, then it is time to make a few changes to ensure the whole house is covered in the policy.

Shop Around:

When it is time to replace or adjust the coverage policy or for new homeowners who are looking for a new policy, it is important to take the time to comparison shop. Taking time to shop around and find out different quotes for the necessary coverage will help reduce the expense of insuring a new home.

Shopping around takes time and effort, but it is not a hard task. In most cases, it is possible to use comparison websites or simply call the companies to obtain a quote based on the amount of coverage needed for the home and personal belongings. In many cases, looking into bundling packages for auto and home coverage can also help reduce the expense.

Get Referrals:

Shopping around is a key part of obtaining appropriate insurance, but it is not always enough to make a decision. Asking friends, relatives and co-workers for referrals or information about possible insurance providers will make it easier to make a final decision.

Referrals and reviews make the decision easier because it provides a better idea of the services available through the provider. Referrals make it possible to differentiate the good from the bad while reviews offer detailed information about why others feel negative or positive about their experiences with the company.

Homeowners insurances does not need to become a complicated experience. By taking the time to shop around and learn more about the coverage options, it is possible to save money and ensure that the home is protected against the worst case scenarios. Insurance is a measure of protection that requires updating, reviewing and sometimes changing.

Image Credit: out of ideas


One And Only One World

By tasneemh, Monday, September 3, 2012

Although all inhabitants of the planet earth are similar in their physical being and basic needs, still it stands divided geographically, historically, politically, economically, socially, psychologically and emotionally. Despite great strides in the areas of human rights, democracy and technological development inequity and inequality continue to haunt us. It would be proper go through The Preamble and some articles of Universal Declaration Of Human Rights issued by the United Nations Organization to know, what was the agenda for our world and, where we stand now.

UNO 389x259 One And Only One World


Whereas recognition of the inherent dignity and of the equal and inalienable rights of all members of the human family is the foundation of freedom, justice and peace in the world,

Whereas disregard and contempt for human rights have resulted in barbarous acts which have outraged the conscience of Mankind, and the advent of a world in which human beings shall enjoy freedom of speech and belief and freedom from fear and want has been proclaimed as the highest aspiration of the common people,

Whereas it is essential, if man is not to be compelled to have recourse, as a last resort, to rebellion against tyranny and oppression, that human rights should be protected by the rule of law,

Whereas it is essential to promote the development of friendly relations between nations,

Whereas the peoples of the United Nations have in the Charter reaffirmed their faith in fundamental human rights, in the dignity and worth of the human person and in the equal rights of men and women and have determined to promote social progress and better standards of life in larger freedom,

Whereas Member States have pledged themselves to achieve, in co-operation with the United Nations, the promotion of universal respect for and observance of human rights and fundamental freedoms,

Whereas a common understanding of these rights and freedoms is of the greatest importance for the full realization of this pledge,

Now, Therefore THE GENERAL ASSEMBLY proclaims THIS UNIVERSAL DECLARATION OF HUMAN RIGHTS as a common standard of achievement for all peoples and all nations, to the end that every individual and every organ of society, keeping this Declaration constantly in mind, shall strive by teaching and education to promote respect for these rights and freedoms and by progressive measures, national and international, to secure their universal and effective recognition and observance, both among the peoples of Member States themselves and among the peoples of territories under their jurisdiction.

Article 1.

· All human beings are born free and equal in dignity and rights. They are endowed with reason and conscience and should act towards one another in a spirit of brotherhood.

Article 2.

· Everyone is entitled to all the rights and freedoms set forth in this Declaration, without distinction of any kind, such as race, colour, sex, language, religion, political or other opinion, national or social origin, property, birth or other status. Furthermore, no distinction shall be made on the basis of the political, jurisdictional or international status of the country or territory to which a person belongs, whether it be independent, trust, non-self-governing or under any other limitation of sovereignty.

It sounds sweet, but its hollowness is for everyone to see.

Historical divide mostly relates to the past events, wars and acts of torture perpetrated by one country on another, and should have served as a lesson learned and accepted as closed and past transaction. But, the talk of war between civilizations, crusades and the like resulted in opening old wounds and spreading hatred among different religions and communities.

Geographical divide to a certain extent was natural, but to use it for further dividing the world is illogical and dangerous. This classification of groups, the North into the rich northern countries, and the South into the poor southern countries had political, and economic reasons . It is important to remember that not all countries in the North could be called “developed” while some of the countries in the South, could be called developed. So why this divide?

Political divide is the mother of all divides and played a devastating role in dividing the people and the states for political gains and expediency. The Cold war gave rise to the concept of new worlds. The terms “First World,” “Second World,” and “Third World” countries differentiated between democratic countries, communist countries, and those countries that did not align with democratic or communist countries. Another group of countries calling itself non-aligned also came into existence during this period to take their seat at the table as representative of the third world. However, that too was more an attempt by its main leaders to build their reputation internationally than to do some good for the countries they were representing. Ironically some of the prominent countries were actually more aligned with the First or the Second world for their interests, but not officially. The Chief George Manuel of Shuswap tribe, invented the term “Fourth World in 1970s that refers to widely unknown nations (cultural entities) of indigenous people, “First Nations” as described by him living within or across national state boundaries.

After the cold war the terms became obsolete,  and the worlds and groups irrelevant.

The inventor of the most recent divide was the ex-President George Bush, who after the most tragic and barbaric events of 9/11 declared that a country is either with the USA or against it, dividing the world into two groups , one who supported the USA , declared as friends and the others as enemies.

Economic and the social divide have common patterns because of their close relationship. The ever-increasing gap between the rich and the poor countries as well as rich and poor people, has bifurcated the world between haves and have-nots. According to one study the economic and social gap between the world’s richest and poorest 1 billion people has no historical precedent.

According to a report of the World Health Organization (WHO) roughly 1.2 billion people are undernourished, underweight, and often hungry. At the same time, roughly 1.2 billion people are over nourished and overweight, So, while a billion people spend their time worrying whether they will eat , another billion worry about eating too much. Disease patterns also reflect the widening gap. The billion poorest suffer mostly from infectious diseases- malaria, tuberculosis, dysentery, and AIDS. Malnutrition leaves infants and small children vulnerable to infectious diseases. Unsafe drinking water takes a heavier toll on those with hunger-weakened immune systems, resulting in millions of fatalities each year. In contrast, among the billion at the top of the global economic scale, it is diseases related to aging, obesity, smoking, and exercise deprivation that take the heaviest toll.

Formation of the Group of 5 and Group of 8 (G5 + G8) countries is the latest method of dividing the world. The most affluent countries decided among themselves to decide the economic destiny of the world by planning and implementing economic policies at the international level. The international financial institutions being mostly funded by these countries helped in their implementation.

Psychologically and emotionally a vast population of the world stands alienated and find itself in the throes of poverty, ignorance, disease and misery. They see the other side of the divide thriving and controlling all the resources for their own good. This has led to the feelings of despondency, hopelessness, fear, anger and hate for those who matters and who could do much to make the world a better place to live, but are busy in making more money, getting more resources and powers. This divide, is relatively a recent phenomenon and has started to take a definite shape. If inequity and inequality continue to rise and there is no serious attempt to bridge the yawning gap between the two ends of the great divide a situation is fast approaching where the suffering people will take matters in their own hands, movement like Capture Wall Street could be a symbol of things to follow.

The agenda set by the UNO is in tatters, there are no signs of any positive development to reverse the situation and take immediate remedial steps. Those who control the destiny of the world are in partnership irrespective of their professions, or state boundaries for their common cause. So what lies in store? What could be done? Is Professor Dr. Steven Hawking right in expressing doubts about the survival of human race when he asked the big question “In a world that is in chaos politically, socially, and environmentally, how can the human race sustain another 100 years?”

For finding a way out it is necessary to decide about the starting point. As discussed above the political divide is the mother of all divides and could be the starting point. Evidently the power of state dominates all other powers and if it does not continue to stay subservient to political expediency, the so-called national interests, greed for more power and its retention, then a lot could be done to reverse the situation.

The most powerful countries of the world must to work together for saving humanity from the impending disaster, and if they failed they too will ultimately become the victim of its consequences. The rulers of these (8 to 10) the most powerful countries, economically as well as militarily must set an agenda for the next 25 years based on the following fundamental principles and stand guarantors for its implementation:

1. A declaration that there is only, ONE WORLD and that Peace and prosperity is the right of every human being,  and that and every country will have an equal right to the resources of the planet earth based on its needs, made and signed by all the countries of the world. The countries and the people who have been left far behind on the human development scale will have the priority in this distribution.

Peace 1 One And Only One World

2. The policies of all the countries must conform to what is right and just, instead of on double standards, political expediency and self-interest .

3. All the weapons of mass destruction will be destroyed, and drastic cut made in the conventional weapons.

4. Ensure the goal of Peace in the world by removing the underlying causes of war, conflicts and terrorism for preempting them in future.

The first point of the agenda enunciates the principles while the remaining three will greatly help in its implementation. One can imagine about the resources that will be available if the huge amount spent on nuclear and other weapons will be used for improving the lives of people inhabiting our planet. No doubt there will be difficulties in setting the agenda and its implementation, but if, those who could do it are honest, realistic and bold enough to realize what will be the consequences for everyone, if the present situation and conditions continue, they could do it.

Stay Ahead Of Post-Crime-Stress And Contact A Trauma Clean Up Team

By Jeric Perlas, Sunday, July 22, 2012

trauma cleanup 250x250 Stay Ahead Of Post Crime Stress And Contact A Trauma Clean Up Team

Trauma Cleanup

The art of a successive trauma clean up happens in the physical and psychological level to restore the environment and victims to their original state. Thanks to the many companies which are finding their way to help people stricken by things which cause fear, havoc and unending stress each day. There are a number of incidents that people can not avoid each day. Due to the increasing population, use of drugs and drunkard ness, accidents, homicides, suicides and family conflicts are on the increase. Many cases are reported each day and they should be dealt with in the right way.

The police

Whenever such incidents strike, people prioritize to call police within a few minutes. However, it should be noted that the work of police or federal agents is to collect the body, evidence and try to identify the culprits. As it can be very fearing to look in such scenes each day, special cleaning is required and this can not be handled by the government. A team specialized in the work should be called even before contacting anyone else. This is because, such scenes can be hazardous to people and the police as well.

For those who might have witnessed the special team operation in crime or accident scenes, the work is done from an expert perspective. Basic steps are involved:

  • Drawing a no go zone for general public
  • Sanitizing the area
  • Collecting bio-hazardous material and
  • Carrying and disposing the harmful materials

Indeed, this is definitely a good approach towards such cases but trauma clean up firms do more to help the affected families. This is where the counseling and post-crime support comes in. Not all cases happen by the act of other peoples, but sometimes, earthquakes and collapsed building may take people at a surprise. Damage to property and loss of life is involved and this counts towards non-forgettable experience. The special team which cleans the area has expertise training in dealing with such situations and they uphold high levels of privacy and respect.

Once approached in the right manner, they know that the whole ordeal can be completely alleviated. Their basic knowledge helps to guide the victims through a healing process which simply involves telling them to accept what has happened. On the other hand, they know that this is a trying time and they apply their experience for many years in the industry to comfort, calm and restore peoples mind.

Those who have enjoyed the service are left beyond any shadow of doubt that someone really cares. For the lost property and loved ones, they help to file a good up-to-date insurance claim that can win a handful of reimbursement to the concerned people. Everything is under their control and trauma clean up personnel can be contacted easily through their website or hotline incase of any assistance.

6 Unusual Ways To Use Your Credit Card

By AnthonyP, Saturday, June 9, 2012

bieber 389x276 6 Unusual Ways To Use Your Credit CardUnless you have been living in a cave or deep inside the forests for the past few years, you must be one of the 68 million Canadian credit cards owners identified by the Canadian Bankers Association (2009). Credit cards allow us to enjoy shopping more than ever. However, there are some downsides to them. First, the marketplace is huge and the competition is so fierce that it can get confusing. This is when handy websites such as Ratesupermarket are needed to help us compare and make a decision.


Also, no matter how much freedom we feel credit cards give us, we aren’t that free are we? “Back in the day”, as the 12 year old wannabe rappers in my street would say (really…12 years old…what do you know about the past?), credit cards were reserved for successful businessmen or successful individuals in general. Nowadays, pretty much everyone can get one. And the possibilities involved in possessing a credit card can make some people anxious, and ready to get those famous scissors to cut it and stop spending.

If you are like Rachel from Friends, willing or needing to cut your card, just stop! Put those scissors down and use your credit card wisely as illustrated below icon smile 6 Unusual Ways To Use Your Credit Card


1. As a bookmark:

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You just realised your bus stop is there and, of course, you cannot find your bookmark? Don’t panic, use your credit card.

2. As a coaster:


Creditcard2 389x521 6 Unusual Ways To Use Your Credit Card

You just opened a nice and bubbly drink at a friend’s house, after shaking it of course… and realised that you cannot let a single drip land on her table? Your credit card is here to save your friendship.

3. As festival sunglasses:


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Yes, it is possible to go to a sunny festival. It is not all about mud and unbelievably dirty toilets. But I hear all you packed was gear to face the rain? No problem, use your credit cards and enjoy your time. Don’t lose your friends, you might have trouble seeing properly…

4. As a luggage name tag:

creditcard4 389x521 6 Unusual Ways To Use Your Credit Card

You arrived at the airport in a rush, and you won’t be accepted on board unless your bag has a name tag? Use you credit card, there is your name on it after all.

5. As a shoe horn:


creditcard5 389x521 6 Unusual Ways To Use Your Credit Card


You were relaxing at work, your shoes off under you desk, when an unexpected client showed up for an improvised meeting? And now you cannot put those dam shoes back on because you didn’t untie your laces? Relaaaaax, use your credit card.

6. As a master ninja throwing star:

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Stuck in an impromptu self-defence situation? Grab your credit cards, glue them together, aim well, run !! If you have a spare second beforehand, cut the corners with scissors for maximum effect on your opponent.

I hope you will be able to use these tips in the future, or not depending on the situation. Which on is your favourite? Do you know more alternatives to the cruel scissors option? Share your thoughts in the comments below or the ninja star might reach you icon smile 6 Unusual Ways To Use Your Credit Card