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How to Stop Warranty Companies from Refusing to Cover Engine Repair

If you’re every tried to make a claim on your warranty, you know it can be a difficult process. And, what many of us don’t realize is that there are things we may have done that have voided our chances of using our warranties at all. Because engine repair is so expensive, you want to make sure to protect your warranty benefits. Here are some ways to do so:

1. Change oil on time.

This is absolutely essential. If you need an engine repair that would normally be covered under your warranty, they will look back at your records to make sure you have followed through with your end of the deal in taking proper care of your engine. If you have not been consistent with oil changes, you could get refused coverage on your engine altogether. Make sure to always take your car in when the oil light comes on and preferably before. Keep track of your miles and go every 3,000.

2. Use the recommended oil type, especially if it’s required by the maker.

When you go to the service station for an oil change, you may get a message that your make requires a particular type of oil. Many newer cars require synthetic oil by the manufacturer. If your oil change records indicate that you have had oil changes using regular oil, your manufacturer could pull out of the warranty and refuse to cover anything engine-related.

3. Always get engine tune ups according to the service manual.

Your service manual will indicate when you need your transmission tuned, when you need your oil changed, when you need your fluids replaced, and pretty much every other car care need to extend the life of your vehicle. Make sure to follow these guidelines if you want to be sure to remain covered under your warranty. If you skip any tune ups, you may not be covered.

4. Take extra care to avoid frontal accidents.

Whenever you get into an accident, you run the risk of damaging major parts of your car. If you get into an accident that damages the front of your car, you run the risk of damaging the entire engine. Make sure your insurance covers your engine and make sure you have a bumper to bumper warranty. But, be careful, most companies will try everything they can to get out of payment, so it’s best to do as much as you can to avoid an accident.

Rebecca Morris is a regular contributor to She has experience writing for a multitude of auto care, car insurance, and safe transportation publications. Rebecca welcomes your comments below!

Why is Limousine Service a Part of Fort Lauderdale’s Culture?

The city of Fort Lauderdale has rich and lively culture. Aside from being cited as one of the most popular tourist destination over the past few years, the canal-laced city is also known as one of the official entertainment hubs in U.S wherein fine dining restaurants, night clubs, wild life parks and educational museum are strategically located. If you’re talking about luxury and style, this city is definitely the one to look out for.

Speaking of luxury and style, one of the most popular transport businesses in Fort Lauderdale is a limousine rental. It instantly gained popularity since the early days when it started to transport rich, famous, distinguished and well-known people like movie stars and former Presidents of the United States whenever they required.

Despite the impression that it’s only suited for the upper class men, limousine service providers have seen the need of making this transportation available to the public. From then on, Fort Lauderdale locals accepted the fact that it can be used during special occasions and memorable events.

Here are the reasons why limousine service in Fort Lauderdale was embraced by the people, making it a vital part of their unique culture.

Represent the community’s love for social gathering

The Riverwalk Arts and Entertainment District along Las Olas Boulevard is the city’s premier destination for those who are into partying, clubbing and wine tours. On the other hand, there are latest or advanced models of limousines that cater to a large number of people. If you have plans to go there, make sure that you’re going to rent a shuttle service so you won’t miss out each other’s company and you can enjoy the social gatherings all together.

Means for couples’ romantic honeymoon

Fort Lauderdale’s romantic restaurants, luxurious hotels and high-end boutiques are perfect for newlywed couple’s tour itineraries. These moments are made memorable and special with a limousine service. For partners who just want to enjoy the rest of the night without any worries, there are available limousine chauffeurs who can guide both of you. Just make sure that you can reserve earlier than the said date because most of these companies are in demand during the wedding and honeymoon season.

Symbolize hospitable welcome for tourists

Fort Lauderdale’s economy is heavily dependent on tourism. As a matter of fact, the biggest number of tourists amounted to 10.35 million in 2006.  Limousine services are practical transportation for the all the person who wants visit this place because they are located next to the city’s airport. What’s special about their drivers is that; they are very courteous and welcoming as soon as you arrived.

Certainly, your Fort Lauderdale journey is not complete without a limousine ride. Don’t forget to include it on your “to-do list” if you’re planning to visit this wonderful city.

How to Get Cheaper Rates on Car Insurance for Teens

There may be no more exciting rite of passage than the day you receive your driver’s license. Sure, being able to legally vote or drink in a bar in this country are both fantastic rights, and true benchmarks on the path to adulthood. But as with every generation since the first cars rolled off of the assembly line, the driver’s license is the key to real freedom. You can now get yourself from point A to point B without a ride from your parents, which will certainly help your dating life. But while driving is an incredible experience, affording the exorbitant rates insurance companies charge teen drivers leaves quite a lot to be desired. Teenagers are considered ‘high risk’ drivers, as they do get into more car accidents than any other demographic. But that doesn’t mean you have to settle for ridiculous monthly payments. Here are a few ways to help lock down cheaper rates on car insurance for teenagers. Continue reading…

Insuring Your Teen Driver for Auto Insurance

How did it happen?  Your sweet little son, the very one who picked you handfuls of dandelions and smeared your face with chocolate ice cream kisses is suddenly standing before you demanding the car keys, donned with a flat-billed hat and a rather petulant look on his acne-strewn face.  “Mom, the movie starts in twenty minutes!” his teenage voice cracks with impatience.

Yep, driving is no doubt a rite of passage for most American teenagers.  Unfortunately, it also happens to coincide with a lot of other teen strife; hormones, namely.  So what emerges from this dangerous brew of angst, bodily changes and authoritative rebellion can sometimes be some unrecognizable creature, not the angelic infant you sweated over and borne into this world.  Be prepared for this inevitable change, but be smart, too.

Teen Drivers.  Ahhhh!

Are there two more incongruous words in the English dictionary that could be strewn together and create more terror in a parent’s trembling heart? Probably not.  Well, maybe a couple others, but let’s not go there. But if you’re the type of parent who plans early and often, you too can manage through the teen driving experience, including getting the proper insurance to cover those precious teens.

When speaking with your insurance agent, be prepared to face the facts that your insurance will automatically increase, a lot. A little sobering tidbit that you might want to sit down and discuss with your new driver is that statistically speaking, driving-related accidents are the number one cause of death among teens.

Number one; Death by disease or random accidents pale in comparison to the risk of that ten minute drive to school or the movies, or wherever else they seem to always need to go.  That is the sole reason that insurance rates climb so drastically when a teenager is put on a policy.  But there are some steps you and your teen can make to help keep the costs down and the driving privileges up.

  • Keep up the good grades: Insurance companies will use your student’s report card as a basis for insurance discounts.  If your son or daughter can maintain at least a B average, the savings will be much greater than a C or lower.  Being a good student has its benefits.
  • Fast Car: No doubt about it, your son won’t look as cool in the dusty, faux wood-paneled Suburban as he envisioned himself looking in that brand new, bright yellow Mustang.  But the old family car is of sturdy-construction, reliable and best of all, won’t raise those already skyrocketing insurance rates.
  • Put in a little extra effort: Some insurance companies will give your teen a little extra discount if they complete a safe-driving program or watch a video on safe driving and take a test afterwards.  Make sure that you are also using a reputable driving school for the novice driver.  The safer your new driver, the less the risk and the better the driving record.  All these add up to bigger savings with your premiums.
  • Get the largest deductible:  This change will help lower your monthly premiums.  While talking to your agent make sure to increase your collision and comprehensive coverage.  As we know, teens constitute the highest risk group.  So accidents, big or small, are a distinct possibility.

It’s near the end of the day, you’re exhausted. After opening the refrigerator door you mourn aloud that there’s no milk.  Your teenage daughter practically jumps out of her skin and announces that she will go and get that necessary gallon of milk. All by herself. After all, it’s been almost sixteen minutes since she passed her driver’s test and can officially drive on her own.

You tell her to take the route through the neighborhood and to avoid highways at all costs (it doesn’t matter that the nearest freeway is a good fifteen miles away) you’re taking no risks. You tell her to call you when you get to the store and right before she leaves—but not while she’s driving! Despite her frequent eye-rolls and huffs of exasperation, you hand over those keys hesitatingly, feeling the transfer of weight from your hand to your daughter’s.  Your stomach clenches when she grabs her purse and dashes out the door.

After a brief silent prayer you watch the car disappear down the driveway. Take a deep breath. This too, is all a part of parenting. Don’t forget your daughter is smart, savvy and above all, safe. Remember, you raised her to be that way.

Good job, mom and dad!

Mark McCrell is an auto aficionado who loves to drive his 1974 Buick LaSabre around town and write about all things auto. He currently blogs for the website AutoInsuranceQuotes, which specializes in auto insurance tips.

Tips for Successfully Transferring a Leased Car

One you sign a car lease agreement, you generally expect to see it through to completion. After all, you spent all that time shopping for the perfect car and haggling with the salesperson, you’re not going to waste that on just a few months of driving contentment. However, bad luck or unforeseen circumstances can intervene, and put you in a situation where you really need to get rid of that car. What can you do? Luckily, most lease financing companies will allow you to transfer your car lease to another individual, as long as they pass a credit check and agree to take over the payments. You’ll avoid the stiff early termination penalties you could face, and the new lessee gets to reap the benefits of your haggling. So how do you go about successfully transferring a leased car?

Continue reading…