Author Archives: Chris K

Paternity Testing is the Only Way to Know if You’re the Father

By Chris K, Friday, January 25, 2013

paternity testing 389x262 Paternity Testing is the Only Way to Know if Youre the FatherMany men spend their child’s entire life believing that they are the father, only to find out that they have been raising someone else’s child. It may seem heartless to suggest paternity tests UK for every child of divorce, but testing children for paternity before support is ordered will go a long way to ensure that fathers are only required to support children who are biologically theirs. It is devastating for fathers and their children to learn that they are not biologically related, but it’s best to learn the truth as soon as possible.

Being Married Doesn’t Guarantee Paternity

Mike Yates experienced one of the best days of his life when his son was born. He had always wanted to be a father and doted on the son he believed was his. He taught his son important things like how to ride a bike. He married Michael’s mum when she was just 18 and they were overjoyed to learn that she was pregnant a year later. He had no idea that the son she was carrying actually belonged to another man. They raised the baby together for a couple of years until his wife began to spend more time with friends. Not long before Michael’s third birthday his mother announced that she didn’t love his father any longer. He moved out of the home, still believing that Michael was his son.

DNA Test Results Can Be Shocking

Mike heard rumours from his friends that Michael was not his son when the boy was 17 years old. He suggested a paternity test to dispel the rumors and was shocked when the results came back negative, only two days before Michael turned 18. They sent the test in firmly believing that it would come back positive and were sickened by the results. Michael confronted his mother and she said that the results had to be a mistake, however she failed to contest the DNA test results in court. She refuses to talk to Michael about the identity of his biological father.

Being Deceived Leads to Regrets

Mike had been needlessly paying maintenance to his ex-wife for many years. Mike and Michael still treat each other as father and son because it is the only relationship they have known. After his divorce, Mike remarried and decided not to start a family with his new wife because he believed that they both had children. He now regrets this decision, knowing that Michael is not his son. Now he will have no biological grandchildren and there will be nobody to carry on the family bloodline. He doted on his son for 18 years and is now emotionally devastated. Mike is now considering a lawsuit against his ex, but insists that it is about the betrayal and not the money.

Image Credit: jurvetson

Saving Money on Vacation Eating

By Chris K, Saturday, January 19, 2013

vacation 389x259 Saving Money on Vacation EatingThe cost of food during vacation is perhaps the biggest expense, especially for a family or a large group of people traveling together. The plus side of that is that while feeding everyone can be a big cost, it is also the place where cost-saving measures are plentiful. With a bit of planning and attention to detail, you can cut food costs when traveling.

Bring Food With You

It is a good idea to pack nonperishable food items from home whenever possible, as it is often cheaper to purchase things where you are familiar with the prices than it is to buy on the go when traveling. Purchase favorite snacks and nonperishable edibles ahead of time and pack them among your belongings. If you are traveling by car, this is easily done. If a plane trip is your mode of transportation, you will have to be a bit more savvy about packing food items by strewing them carefully among your clothing in the suitcase or even designating a suitcase just for acceptable food items. Often the cost of one more suitcase is worth it in the cost of the food you take along to feed everyone.

Make Lunch the Big Meal

When on vacation, eating out is part of the fun for most families. By choosing wisely, you can enjoy local cuisine and good restaurants and still save money on your food costs. Make lunch your biggest meal of the day, the one you eat at a restaurant you want to try or you visit each time you travel to this place. Often lunchtime prices are cheaper than dinner prices.

Kids Eat Free Specials

Check out places where kids eat free or at a cheaper rate, as well. Even some of the more expensive restaurants often have deals for feeding the kids at cheaper prices, especially in combination with the purchase of an adult meal. Combine this with lunch prices and you can really save some money while still eating great food and visiting local eateries.

Choose Vacation Rentals

By choosing to stay in a vacation rental spot such as Sun River Vacation Rentals, you can have access to a fully functional kitchen for cooking meals and storing food and drinks in the refrigerator. Many families choose to stay in a place where they can cook meals, keep snacks and drinks handy and enjoy the leisurely way of keeping everyone fed while still saving money on the overall cost of food when traveling.

Coupons and Groupons

These days there are money saving options found in coupons and Groupons. Coupons can be found online or in the local publications found at hotels or grocery stores. Groupons often offer great daily specials in the area. Use today’s technology in the form of websites, printable coupons and apps to get the best deals of the day you can find.
With some forethought and planning, these tips for cutting your food costs when on vacation can really save you money. This makes vacation affordability much more likely for many families.

Image Credit: thephotographymuse

Selling Your Home? Don’t Make This Costly Mistake

By Chris K, Wednesday, December 12, 2012

sold Selling Your Home? Dont Make This Costly MistakeWhen most people buy their home, they would like to live there for the rest of their lives; however, not everyone is so fortunate. In the case of those who do have to move, they will need to sell their home, deal with some mortgage companies in NJ, and this can be a little trickier than it appears. Most people would believe that if they hire a good real-estate agent, their home will sell within at least a month, but this is not the case. A Realtor can typically sell a home quicker than the homeowner can, but the homeowner also needs to take on a little responsibility to ensure the home sells as quickly as possible for the best price.

Begin Packing

When people are getting ready to move, they will want to package as many of their belongings up as possible for a few reasons. First of all, this will make it much easier for the current residents to load up the moving truck and leave when someone else buys the home. Another reason is that when potential buyers come to look at the home, they want to feel like it already belongs to them. If the current residents have their clothes still hanging in the closets, and their pictures on the wall, potential buyers may not feel as attached to buying the particular home. Finally, when there is clutter in the home, it will appear to have less room, which might raise a few objections from the shoppers.

Cleaning and Maintenance

It is also crucial for the current owners to thoroughly clean their home and do any necessary maintenance procedures. If someone is coming to look at buying the home today, the carpet should be vacuumed as close to the visit as possible. All of the trashcans should be emptied, and the floors should be swept. People will also want to continue mowing and watering their lawn because potential buyers likely do not want to buy a home knowing they are going to have a lot of lawn work to do during the first week. To take it a step further, people should at least do some touch-up painting in the high-traffic areas, such as the front and garage doors, so people are not turning away before they enter the home.

Making Necessary Repairs

Finally, if a Realtor suggests that the residents make some major changes to their home, the owners should make as many of the changes as possible. This can include anything from repainting the home to updating the cabinets in the kitchen. Some of these remodeling tasks can become a little expensive, but if they are done correctly, the house will sell for a much better price.

If anyone is ever faced with having to sell their home, it is important for them to help their Realtor as much as possible. The real-estate agent will be able to find many potential buyers, but the Realtor can force someone to buy a house that does not look attractive. If people ensure their clutter is packed away, and the appearance of the home and lawn is in great condition, the sale will occur much sooner.

Why We React To Crying Babies And How To Respond

By Chris K, Saturday, December 8, 2012

baby crying1 Why We React To Crying Babies And How To RespondA cooing, gurgling baby makes everyone nearby smile. Adoring strangers are drawn to an infant’s tiny fingers, cute clothes and sweet demeanor. However, a happy baby can become distressed in an instant. The same baby can suddenly become frustrating because of its piercing cry. However, this is not the baby’s or the parent’s fault. Adults can change moods just as quickly as an infant when a baby cries because of subconscious responses. Understanding this phenomenon makes it easy for anyone to deal with a whining baby.

The Science Of Crying

While everyone willingly enjoys spending time with a friendly baby, a fussy child’s cries are like a siren song that draws people in. Katie Young recently conducted a studied that found that emotional centers in the brain are triggered when a baby cries. Whether a person knows the baby or not, instincts determine how humans process the sound.

How Parents Respond

Parents protective instincts go into overdrive when a baby cries. This is why it can be so difficult for new parents to leave a baby alone when it makes noises at night. The brain initiates something similar to the fight or flight response when a child cries, and parents are instantly ready to fight and protect their baby. Keeping babies engaged and happy is already difficult, but this can help keep everyone calm while in public. Ensure all food, toys, diapers and other supplies are packed when venturing outside. Plan out how long trips will take, and be back home before the baby becomes cranky. Dress the baby appropriately for any environment by keeping the baby’s head covered in sunlight and bundling the infant in warm clothing during winter weather.

Others Can Help

Family and friends can also entertain babies. Using warm smiles or friendly voices and showering a baby with love is pleasurable for both the baby and the person. Of course, sometimes keeping the parent happy is just as important as keeping the child happy. Those closest to the parents are a much needed support system that offers guidance and assistance. Whether helping with babysitting or indulging and buying fun gifts like infant tutu dresses or funky socks, friends and family can stop babies and parents from crying.

How Strangers Cope

Strangers are in an uncomfortable position when a baby cries. The reason babies seem annoying in enclosed places like airplanes is because the brain tunes into a baby’s shrieks and has trouble ignoring the sound. While the sound may be grating, it is not just the noise but the subconscious that is making a person anxious. Strangers who take a breath and relax will tolerate the cries better than those who glare and get frustrated.

A Happy Ending

The human brain is hardwired to answer a baby’s pleas. Choosing the correct response is the best way to handle a crying baby. Parents can be prepared, family and friends can offer support and strangers can stay calm. This helps put a smile back on everyone’s faces faster.

Image Credit: bbaunach

15 Ways To Identify Bad Leaders

By Chris K, Monday, December 3, 2012

mark zuckerberg 15 Ways To Identify Bad LeadersRecognizing leadership is the greatest problem that organizations face in their quest to find leadership. In most cases, organizations use the wrong tools to find leaders. These tools are often biased, needlessly analytical and based on untested theories. Nearly 100-years ago, Dale Carnegie looked at leadership and boiled the matter down to seven simple words: How to Win Friends and Influence People.

One great way to find leaders is to give people responsibility and watch how they use it. Leaders show results. They see a way to attack a problem and get the work done. Here, then, is a 15 point test to identify leaders, written by Mike Myatt, a leadership advisor to Fortune 500 corporations.

1. No Vision

A leader must rally the organization and aim at a clear goal. Without vision, organizational goals become murky, and it becomes difficult to motivate teams, inspire individuals and maintain the impetus that’s necessary to meet those goals.

2. Good Character Is a Leadership Quality

A leader who cuts ethical corners and lacks integrity will eventually fail himself and the organization.

3. Leadership Performance Matters

People who show a track record of success is a good indicator of future success. Performance matters more than a potential for success. A long list of accomplishments is not always evidence of future success, but those proven accomplishments should not be dismissed.

4. The Ability To Learn

Great leaders are not boisterous. They admit they don’t have all the answers and are willing to learn from others. People who grow in their leadership roles will grow the organization. Curiosity is one badge that a great leader wears.

5. Communication Matters

Poor communication by a leader to an organization is an indicator of poor leadership. A good leader is a great listener who can communicate to organization personnel and across all types of groups and mediums.

6. Ego and Pride Hinder Leadership

A leader who thinks only of ego and self will not create loyalty, trust and confidence in an organization. Giving credit to others and embracing blame when applicable are leadership qualities.

7. Embracing The Inner Barney

This doesn’t mean acting like Barney. A leader will show empathy, kindness and loyalty to those around him.

8. Adaptability

A great leader can adapt to changing situations. Adaptation works for nature, and it works equally well in organizations.

9. Focused Discipline

Discipline in meeting goals and motivating people to meet those goals are leaders. That takes unerring focus.

10. Contentment

Satisfaction with the status quo is an organization killer. Organizations can’t be static and must build for the future.

11. Who Is Always Right?

Customers must be won by satisfying them. That builds loyalty toward the organization. The leader must be certain that everyone understands that.

12. Investing In the Team

A leader will build, support and mentor their team.

13. Accountability

Leaders credit their teams for success and take responsibility for failure.

14. Create Organization Culture

The organization culture must be created by the leader. Outside influences must be assessed, and bad influences must be refused entrance. A leader who creates the organization culture will understand it completely.

15. Courage

A leader has chutzpah. Challenging the norm and changing the status quo are what a leader does.

These are elements necessary to find great leaders. A leadership training NJ organization can assist in finding those leaders.

The Booming Business of “Divorce Parties”

By Chris K, Tuesday, November 27, 2012

divorce cake The Booming Business of “Divorce Parties”People spend a great deal of time planning their weddings, and the costs associated with some weddings can rival luxury cars and even small houses. After all that planning, preparing and hope for the future, the failure of the marriage becomes a massive letdown. There was a time when people quietly divorced in seclusion and isolation, but that trend is changing. After the letdown of a failed marriage, more people are choosing a different viewpoint on this change in life. Instead of mourning the loss, they celebrate their re-entry into single life with divorce parties.

It’s a New Beginning with Unique Merchandise

Plan a wedding and you’ll pick out a cake topper at some point. With a divorce party, the cake topper takes an interesting twist. It might be a decapitated groom, a bloody deceased bride or just a sign announcing “Single Again.” Other merchandise geared towards divorce parties include “Just Divorced” sashes in stunning black, buttons, banners and even unique games. The merchandise helps make the parties more memorable, and sales for these goods are up 30 percent in just three years.

The Other Side of Wedding Planning

A lot of effort went into that trip down the aisle, and just as much effort goes into the trip to the NJ family law attorney’s office and courtroom for the divorce. A divorce is very stressful, and it’s not surprising that people want to celebrate when it’s finally done and the legal forms are completed. Part of the evidence lies in the growing demand for divorce planners. From wild parties to laid-back gatherings, professionals are helping the recently divorced put a positive spin on this change with a spectacular party.

The Healing Aspect

The idea of going out and celebrating divorces is nothing new. Started by well-meaning friends who just wanted the newly single to feel better, it was a way of putting a positive spin on something devastating. That it’s grown in recent years should not be surprising. Going out and celebrating helps people feel better. It reminds them to look at the positive side of the situation. Some of the supplies, like the decapitated spouse cake toppers are also cathartic as they help the exes deal with their difficult feelings of anger and even hatred. Planning the party can also help the happily divorced get their mind off the difficult time and give them something to look forward to. It helps both parties start to reclaim their independence and embrace the idea of being single once again.

Divorce parties are thrown after all the documents are signed and the settlements reached. Planned for weeks or even months ahead of time, they can be small gatherings or major events that rival wedding receptions. It’s the first celebration in your post-divorce life, and the growing popularity of these parties show that they can help people make the transition.

Pablo Escobar’s vacation getaway turned into tourist attraction in Colombia

By Chris K, Sunday, November 25, 2012

indoor pool 389x218 Pablo Escobar’s vacation getaway turned into tourist attraction in ColombiaThe vacation estate of the world’s wealthiest drug dealer is now open for tours near Puerto Triunfo, Colombia. It’s unlike anything a visitor would find from a vacation rentals Austin company. Pablo Escobar carried the title of Columbian cocaine kingpin for a number of years in the 1980s and 1990s before Columbian and American drug agents gunned him down in 1993.

Pink Hippos in a Skirt

The drug kingpin’s estate, called Hacienda Napoles, is now a theme park packed with oddities that Escobar loved. The 7,000 acre ranch features dinosaur statues, recreational buildings, a butterfly conservatory and a pink hippo in a hula skirt.

Born in 1949 to a farmer and school teacher in the small town of Rionegro, Pablo engaged in criminal activities at a young age by selling illegal cigarettes and stealing cars. He made his first $100,000 by kidnapping and ransoming a Medellin official.

From this start, Escobar plunged into the illicit cocaine trade. He bought planes and helicopters to move cocaine between Columbia and the United States. One of those planes now sits atop the entrance to the hacienda. He made so much money off the drug trade that he spent $2,500 monthly for rubber bands to wrap stacks of one-hundred dollar bills. He had more cash than he could possibly store in banks, so he built warehouses to hold the loot.

Submarines Used to Run Cocaine

He eventually bought an entire island in the Bahamas called Norman’s Cay. He built a 3,300-foot runway there to carry the drugs to different points for distribution. The island also had a hotel, a harbor, a fleet of aircraft and a refrigerated warehouse to maintain the cocaine’s freshness. Escobar used this island from 1978 to 1982.

In 1982, Escobar moved and bought seven miles of land in Columbia where he would construct Hacienda Napoles. He built a zoo, dug a lake and opened a recreation center here. He ordered two submarines to transport the cocaine loads. It’s estimated that Escobar shipped 80 tons of cocaine a month from here.

He established relations with local government officials that were dominated by a diplomacy he called silver or lead. Politicians and police were given the choice of taking generous bribes or getting shot. At this point of his career, Forbes magazine estimated his wealth at $3 billion. He built soccer stadiums in Medillin and gave away money to the poor. He also paid for the construction of hospitals, churches and schools. For that, he was considered by many as a hero.

On December 2, 1993, a Columbian anti-drug team found Escobar and shot him dead in Medellin.

Camp in the Kingpin’s Estate

Visitors can tour this narco-terrorist’s former home, which is now a museum. A pink hippo statue in a hula skirt greets visitors. Parrots make themselves at home. A pterodactyl sculpture is framed in mid-flight, swooping down for a landing at a pond.

Visitors can climb up a guard tower at the estate to survey the grounds where they will see a bull fighting ring. He also built a butterfly conservatory on the grounds. Those who wish can camp here overnight.

Truckers Stay Fit and Healthy on the Road

By Chris K, Monday, November 19, 2012

truck 389x291 Truckers Stay Fit and Healthy on the RoadEnduring a long car ride can be exhausting and physically draining. Imagine driving a big rig that almost eliminates the possibility of fitting in physical activity with long working hours and endless periods of driving from destination to destination. While staying fit as a truck driver may seem impossible for some, others find it to be a difficult, yet attainable challenge.

Dietary and Fitness Challenges

Finding a truck driver who is physically fit and focused on following a healthy diet may seem impossible, but when one looks at John Drury they see that typical truck driver prototype does not always stand true. As a trucker and fitness instructor, John claims that it is not always easy to eat healthy and fit in exercise as a truck drive but it is possible. While losing weight through aerobics and a healthy diet was one of John’s biggest feats, he is now struggling to keep the weight off. Like the rest of America’s truckers (approximately 3.5 million), John finds it difficult to stay healthy while logging endless hours in a sitting position.

Healthy Eating Options

Since truck stops are exactly notorious for offering healthy, low-calorie meals, it can be difficult to find foods that aren’t fat-laden and sugar-ridden. Yet, many convenient stores and truck stops are now beginning to acknowledge the desire for healthier fare, incorporating fresh salads, sandwiches with lean meats, fruits & veggies, and low-fat dairy products amongst other carbohydrate-rich options. National trucker obesity rates have risen to over fifty percent, which is almost twice the national obesity rate. This statistic has identified the need for healthier food options and potential for exercise for those who are responsible for the transport of American goods on a national level.

Changes in Fitness Opportunities

Truck drivers for LTL freight in New Jersey and many other companies are now beginning to see advocates for personal health emerge in the big rig scene. In conjunction with Rolling Strong, a wellness company, Snap Fitness is in the process of opening gyms at truck stops on a national level. Located on I-20 in Dallas, the first 1,000 foot gym is set to make its appearance at the Flying J. For just $20 a month this gym offers truck drivers access to a wide array of cardio equipment and weight machines. In addition, their membership also grants them access to any of the 1,400 Snap Fitness facilities nationwide. So far, approximately 120 truckers have signed up to utilize this service.

Health and Wellness Goals

Since endless hours of driving can leave drivers little time for physician appointments, this program also offers truck side health evaluations which include weigh-ins, BMI measurements, and blood pressure readings. Printed workout manuals and access to a special internet channel that features travel-friendly workouts is also provided. In addition, at the end of the year a fitness kit for routines that can be completed in a truck cab will also be available.

Immigration Discrimination Is Another Hurdle Many Same-Sex Couples Face

By Chris K, Friday, November 16, 2012

same sex relationship Immigration Discrimination Is Another Hurdle Many Same Sex Couples FaceCurrently, immigration policy is favorable toward the spouses of American citizens. Of course, this does not include the spouses of American gays or lesbians. The Defense of Marriage Act has complicated this issue further. If you are gay or lesbian, you need a New Jersey immigration lawyer on your side. Don’t risk deportation due to discrimination. It would be a tragedy if same-sex partners were forced to live apart just as society has finally started to recognize their right to live together.

The Defense of Marriage Act (DOMA)

Even if your marriage ceremony was performed in a state where gay marriage is legal, this does not extend your rights within the federal government. This is due to DOMA, a law despised by gays, lesbians and those who support their rights. Obviously, DOMA has made it impossible for the U.S. Citizenship and Immigration Service (USCIS) to recognize the rights of an immigrant in a same-sex marriage. That’s the national impact of DOMA: legal discrimination against those immigrants who are in committed gay or lesbian marriages.

A Glimmer of Light

DOMA has been challenged by President Obama. In May 2012, he made public his approval of gay marriage. Just as importantly, he and his administration have refused to fight legal challenges to the Defense of Marriage Act. In addition, the Department of Homeland Security has relaxed its efforts to deport gays or lesbians in marriages, but these individuals still need legal representation to prove their legal standing. Despite his best efforts, the president still cannot unilaterally change marriage laws and immigration laws. This takes time and effort. His efforts are worthy, but this is not enough at this critical moment when you or your spouse is struggling to establish the right to stay in the U.S.

A High-Profile Example

Nathalie Gaulthier runs the renowned circus arts school in Los Angeles. She is a Canadian-born immigrant who has lived in the U.S. for 17 years. Her lesbian spouse, a U.S. Navy veteran, honorably served our country. According to Reason TV, which interviewed the couple, Ms. Gaulthier cannot obtain a green card to run her own business. She, like so many, has sought legal representation to fight for her rights. Those who live in New Jersey face the same almost-insurmountable hurdles. If you are experiencing immigration discrimination, contact a New Jersey immigration lawyer for consultation.

Immigration Equality

According to the group that advocates for legal equity for gay and lesbian immigrants, there are 36,000 individuals in a similar situation to Ms. Gaulthier’s predicament. That’s also 36,000 Americans who want to keep their loved ones in the country. Immigration Equality plans on fighting DOMA all the way to the Supreme Court. The length of this battle is long. In the meantime, the window of opportunity for some immigrants is closing. Don’t wait until you or your loved one is facing deportation. It may be too late. Contact a New Jersey immigration lawyer today.

15 Outrageous Sex Apps That Made It Into The iPhone App Store

By Chris K, Saturday, October 27, 2012

Sexy iPhone Apps 15 Outrageous Sex Apps That Made It Into The iPhone App StoreIt’s inevitable: when any new communications advancement comes along, it’s a matter of minutes before someone figures out how to use it for sex. So it was with the iPhone. While out-and-out pornography is forbidden by the iPhone App Store, there’s plenty of, shall we say, wiggle room for other sexy apps. Here are some of the wildest sex apps that got into the App Store. Try them out for fun, for laughs, or to see if they can reverse erectile dysfunction.

1) Tight Body Perky Boobs

Pretty much the ultimate “does what it says on the tin” app. It’s a collection of photos of girls with, yes, tight bodies and perky boobs. Study ‘em, trade ‘em, use ‘em for wallpaper, print ‘em out and roll around on ‘em, whatever.

2) Adult Tennis Boobs

If white dresses, tied-back hair, and sun visors get you hot, this is the app for you. Features cleavage shots of your Sharapovas and your Kournikovas and your Wozniackis doing what they do best.

3) Passion

Did you know your iPhone can rate your sexual skills? Start this app up just before you begin the act and lay it on the bed. The iPhone will provide a critique of your performance and stamina based on the amount of noise and vibration it detects.

4) Video Strip Poker

Win poker hands against your iPhone and be treated to the sight of a hot girl removing her clothes bit by bit, although of course she can’t get completely naked.

5) iJiggles Your Mom

No, your mom is probably not in this collection of sexy photos you can make jiggle hypnotically by shaking the phone. You can even adjust the boobs’ springiness and size for your perfect jiggling experience.

6) Puff

For the upskirt lovers among us. Blow into the phone’s mic and watch a cute girl’s skirt fly up.

7) MyVibe

If you’re too cheap to buy a real vibrator, MyVibe allows you to use the iPhone’s vibrate setting for … personal amusement.

8) Russian Brides Gallery

Not a real Russian brides site. If that’s what you want, just check your spam folder. This is a collection of pics of sexy Russian and Ukrainian girls with details on each. It’s even educational — you can find where they live on Google Maps.

9) Strip Simon

A strip version of the sequence-matching game we all played as kids.

10) SlideHer

Another sexified version of a classic game, this time the one where you slide squares around a frame to get them into the right sequence, and in this case reveal a sexy photo.

11) Nude It

If you’re a certain age, you remember those X-Ray Specs that never worked. This is the 21st century version. Use the iPhone camera to scan someone and this app will superimpose a seminude body over them.

12) Dirty Fingers

Touch your screen, leaving “fingerprints,” and then watch a cute girl come out to wipe them away from inside the phone.

13) Sex Drive

This app produces a special tone that supposedly will supercharge your sex drive if you listen to it for 10-15 minutes. Still safer than most herbal supplements.

14) Pocket Girlfriend

This video girlfriend will show off for you, send you affectionate messages, and never get upset if you forget her birthday.

15) Truth or Dare

The iPhone version of the classic party game, with sexy questions and dares to try out on your friends.

Image Credit: THEMACGIRL*

The 5 Largest U.S. Bankruptcies

By Chris K, Sunday, October 21, 2012

Coin Money Icon The 5 Largest U.S. Bankruptcies Bankruptcy can be caused by very many factors; for instance, lack of proper financial management is one of the main causes of corporate bankruptcies. This happens most often in situations where proper financial planning is not made. In other situations, bankruptcies occur when companies’ executives abuse their powers and use the companies’ resources for their own personal gains. Besides these two reasons, ill-advised and overambitious expansion may also lead to companies going under. In most cases, the parties involved tend to follow the NJ Bankruptcy Chapter 7 rather than Chapter 13 when these situations occur. The following paragraphs outline the five largest bankruptcy cases in the United States.

PG&E Company bankruptcy.

The PG&E Company is an example of a company that fell victim to bankruptcy. This took place between the year 2000 and 2001. PG&E was the biggest utility company in California, and they experienced blackouts due to the state’s energy crisis. The crisis got even worse when the power was cut out by Enron, which was involved in its own scandal and was responsible for manipulating the whole situation. As a result, PG&E suffered a major set-back during this period. Luckily, it was able to bounce back in April of 2004.

Jon Corzine Brokerage Company

On the 31st of October, 2011, the esteemed brokerage firm led by Jon Corzine declared bankruptcy in court. Before the bankruptcy, the value of the company was reported to be approximately 41 Billion dollars. The company was one of the biggest victims of the recent European debt crisis. Ever since the end of 2011, the company has not been able to recover.

WaMu Bankruptcy.

In September of 2008, a verdict was reached in court, and the famous Lehman Brothers was declared bankrupt. In turn, the downfall of Lehman Brothers also knocked down the Washington Mutual. Regulators went ahead and seize the money when more than $16.7 Billion was withdrawn by customers of Lehman Brothers in less than ten days. Even though the government realized that a serious financial meltdown was happening, it declined to bail them out. Consequently, Lehman Company ended up being liquidated.

The WorldCom bankruptcy scandal

A good number of people were greatly surprised when they found out that WorldCom had been pronounced bankrupt. No one believed that the mistakes of the CEO were the causes that brought the entire company under. This scandal ultimately led to the arrest of WorldCom’s CEO, Bernie Ebbers. This took place in July of 2002. At that time, it was the biggest corporate fraud ever recorded in the history of the United States. The value of the company before bankruptcy was estimated to be $103.9 Billion dollars. After losing this much capital, the company was unable to get back on its feet. This is why WorldCom was renamed MCI in 2004. After it became MCI, it did not last very long before the company was sold to Verizon.

General Motors bankruptcy

Somewhere in June of 2009, General Motors suffered a devastating blow that almost took them out of business. Although the drastic drop in sales crippled the company, it was the financial crash that led to their downfall and bankruptcy. If it was not for the bail-out provided by the Obama administration, it would have spelled the end for one of the pillars of American manufacturing industry.

Image Credit: ShellyS

9 Apps for Editing Video on your Smartphone

By Chris K, Saturday, October 20, 2012

Smartphone Video Using 9 Apps for Editing Video on your SmartphoneAs the years pass, mobile devices — particularly smartphones — are growing exponentially in power. A few years ago, no one would have dreamed of being able to edit or produce video on a smartphone. Most laptops wouldn’t even be able to handle a video editing suite. Today, there are enough mobile apps for video editing that they can be pruned down to make a list.

1. iMovie

iMovie is Apple’s desktop video editor, made for a mobile device. It has all the basic features you’ve come to expect in video editing, like adding music and transition effects, basic video editing and trailer production. You can even share directly from the device to Facebook, Youtube or a selection of other sites.

2. iSuper8

iSuper8 emulates the past era of Super8 cameras. It allows you to set the framerate for videos to 12, 18 or 24 frames per second — perfect for that old-time feel. It also applies a filter to every pixel of your video, giving every frame a unique old style look. This app is essential for producing vintage-looking videos.

3. Vyclone

Vyclone is essential for shooting the same scene from multiple angles without needing multiple takes. It checks your GPS location through your smartphone and scans the local area for other people shooting in the same area. The resulting multiple angles allow video from up to four iPhones to be edited together easily.

4. VidTrim Pro

Every feature that iMovie provides to iPhones, VidTrim Pro provides for Android devices. No longer do Apple devices have the monopoly on mobile video editing. VidTrim Pro allows any Android device to edit video on the fly, complete with Youtube, Facebook and other sharing capabilities. VidTrim Pro also includes a screen grabber, which lets you easily pick a frame to save as a still for promotion.

5. Viddy

Sometimes you don’t want to edit an hour and a half long movie on your smartphone. For those who need something much shorter, Viddy is the answer. As an app, it’s specifically designed to edit clips no longer than fifteen seconds. Viddy provides a number of filters and effects to add to your video and one-click sharing for social media sites like Youtube, Twitter and Facebook.

6. Videolicious

Videolicious isn’t a wide-range video editing suite. Instead, the app comes packaged with a variety of tutorials and step-by-step instructions, as well as video ideas. The goal is to easily allow you to take videos from your iPhone library and turn them into short product reviews, thank you notes, or whatever else you might want to use your video for. Perfect for NJ Internet video advertising or other uses.

7. Lapse It Pro

Lapse It Pro is packaged with a bunch of video editing functionality, but its primary purpose is to allow you to use the Android phone to take, save and edit time-lapse videos. It can render the resulting video in a variety of formats, apply a number of standard video editing effects, and share easily on all the social networks.

8. AndroMedia HD

AndroMedia is the Android’s most fully functional and robust video editing program. It offers nearly all the video editing functionality you could expect out of a desktop suite. You can add effects, create transitions, overlay title cards, fade in other clips and more. It even allows exported video in standard or HD, in a variety of formats. Of course, no mobile video app would be complete without the ability to share to social networks.

9. CinemaFX

As the name implies, CinemaFX is a suite of video effects you can add to your videos — 55 of them to be exact. Up to three effects can be stacked at any one time over a segment of video, allowing crazy chaos or subtle editing in equal measure. Previews are side-by-side with the source, and the resulting video can be uploaded to Youtube easily.

Image Credit: DaveLawler